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5 Emerging Benefits Trends to Look for in 2025

Best Money Moves

According to Mercers Survey on Health and Benefits Strategies for 2025, about two-thirds of large employers said that improving healthcare affordability is a priority for the next year. One method of support employers are providing will come in the form of affordable deductibles. These benefits trends will continue going into 2025.

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What is a 401(k) Plan and How Does it Work?

HR Digest

One popular way to get your retirement plan sorted in the United States is through a 401(k) plan. A 401(k) plan is a type of retirement account offered by employers to their employees. How does 401(k) work? The post What is a 401(k) Plan and How Does it Work?

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Roth IRA vs 401(K): Which Should You Choose?

HR Digest

You can open a Roth IRA with any financial institution, including bank accounts, investment brokerages, and mutual funds. What is a 401(k) plan? A Roth 401(k) is an account in which contributions are taken directly from the paychecks of employees. wages or self-employment income).

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Congress passes SECURE 2.0 Act, making important changes to 401(k)s

Business Management Daily

Employers in business for fewer than three years, small employers with up to 10 employees, church plans, and governmental plans are excluded from these provisions. also introduces a new safe harbor 401(k) plan design—a starter 401(k) plan, effective for plan years beginning in 2024. Fixing mistakes.

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16+ types of employee benefits you should consider

Genesis HR Solutions

At the end of this article, we’ll explain how a professional employer organization (PEO) can help you select, negotiate, and administer best possible benefits for your company. There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans.

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Employee Focused Retirement Plans

HR Professionals Magazine

As pensions have gone by the wayside and 401(k) plans have gained more notoriety, employees have become increasingly more aware of their employer sponsored retirement plans, and the financial benefits they provide. At its most basic level, a 401(k) plan allows employees to save for their personal retirement needs.

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Introduction to 401(k)s for small businesses

Business Management Daily

What is a 401(k)? 401(k)s are one of the most popular employer-sponsored retirement benefit options. With a 401(k), employees can elect to have a percentage of each paycheck deposited directly into an investment account. Do employers have to offer a 401(k) to employees?

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