Money Talk

DECEMBER 27, 2024

As 2024 winds down next week, its time for my final quarterly summary of take-aways from recent personal finance classes, conferences, and webinars that I attended. Also, with tax-deferred retirement plans subject to RMDs, savers are in a partnership with the IRS. paycheck, interest). Investors should also review their portfolio (e.g.,

Retirement Plan 166

Retirement Plan Finance Taxes Insurance 166

Money Talk

JUNE 29, 2024

I recently attended a webinar about Social Security retirement and survivor benefits by OneOp with an emphasis on retirement and survivor benefits. Total FICA tax is 15.3% of gross earnings: 7.65% each paid by workers and their employers. The 7.65% tax is divided: 6.2% is for Social Security and 1.45% for Medicare.

Taxes 135

Taxes Pension Finance Insurance 135

Money Talk

APRIL 20, 2023

One of my Money Talk clients is my long-time employer, Rutgers Cooperative Extension. In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., health insurance).

401(k) 246

401(k) Pension Retirement Plan Taxes 246

Money Talk

APRIL 11, 2024

The 2023 income tax filing deadline is only days away (April 15, 2024 in most of the U.S.). It will be a busy weekend for many taxpayers and tax preparers who are filing tax returns or tax filing extensions. money that has been taxed) and can be withdrawn at any time for any reason tax-free and penalty-free.

401(k) 185

401(k) Taxes Retirement Plan Pension 185

Money Talk

SEPTEMBER 9, 2021

On September 30, I will be doing a free, one-hour webinar for the New Jersey Coalition for Financial Education (NJCFE) about COVID-19 and Your Finances. This webinar will provide an overview of dozens of pandemic-related impacts on American families and action steps that people can take to stabilize or improve their finances.

Finance 242

Finance Education Work From Home Taxes 242

Money Talk

APRIL 28, 2022

Methods include webinars, podcasts, blogs, television and radio shows, print media, websites, and more. Health Savings Accounts - One study found that the tax savings on many employees’ contributions to a health savings account (HSA) increases wealth by more than an employer match on the same employees’ 401(k) contributions.

401(k) 186

401(k) Health Savings Account Finance Retirement Plan 186

WEX Inc.

JULY 30, 2024

But employees remain top of mind for employers, with 55% of businesses saying they will not reduce salaries if there is a recession, and 47% saying they will not reduce benefits. In 2022, our annual employer survey showed that the biggest challenges employers face with benefits are within education.

Taxes 98

Taxes Education Benefits Package Salary 98

Money Talk

OCTOBER 7, 2021

I recently attended several webinars and listened to several podcasts about issues related to retirement planning and personal finance issues in later life. Unfortunately, many employers and/or jobs are not set up to do this and phased retirements often do not occur. Once retired, most people stay retired. It is mostly a “full stop.”

401(k) 130

401(k) Entertainment Taxes Retirement Plan 130

Business Management Daily

SEPTEMBER 22, 2021

Some employers start as early as September. Most employees elect coverage through their employer, but some may be eligible for marketplace coverage as well. Most employers have an open enrollment period of at least 2 to 4 weeks. Webinars or meetings can be helpful. They also cover dental care expenses.

Employment 90

Employment Deductible Deductions Benefit Providers 90

cipHR

FEBRUARY 24, 2022

With the current tax year ending, employers need to be aware of any legislative payroll updates and changes to payroll processes. This must-watch webinar will help your team prepare for those regulatory changes. Join CIPHR for a live webinar on Thursday 10 March as we explore: PAYE changes. Employment Bill.

Taxes 40

Taxes Payroll Insurance Employment 40

cipHR

JANUARY 28, 2020

Join our upcoming webinar at 11am on Thursday 13 February as we discuss the intricacies of IR35. Don’t miss the chance to register for our upcoming webinar – in partnership with contractor accountancy experts Paystream – at 11am on Thursday 13 February, where we will be discussing the off-payroll working (IR35) rules and changes in detail.

Payroll 59

Payroll Taxes Insurance Employment 59

cipHR

SEPTEMBER 23, 2022

HR, payroll and learning software company Ciphr has unveiled its next five expert-led webinars, with topics from employment law and HR system selection to skills development and identity checking. To register for this webinar, taking place at 11am on Tuesday 27 September, please visit: [link].

IT 52

IT Payroll Media Software 52

Money Talk

JULY 7, 2021

I recently taught a 90-minute webinar, 25 Financial Planning Strategies for Older Adults , for the New York Public Library. Below is a list of participants’ six most frequently mentioned concerns and suggested action steps from my class: Taxes in Retirement ¨ Hold assets (e.g.,

Deductible 100

Deductible Deductions Taxes Health Insurance 100

Best Money Moves

MARCH 30, 2023

Best Money Moves Sneak Peek: 2023 Financial Webinar Series. Get an inside look into Best Money Moves and catch a free preview of our 2023 Financial Webinar series. Best Money Moves takes financial education to the next level with free, monthly Webinars available to all users. Contact us and we’ll reach out to you soon.

Retirement Plan 59

Retirement Plan Finance Taxes Education 59

PeopleStrategy

MAY 27, 2020

In a webinar sponsored by PeopleStrategy , , Ben Eubanks, principal analyst with Lighthouse Research & Advisory and experienced HR practitioner, noted that some businesses are doing “staged returns,” bringing the workforce back gradually perhaps weeks or months apart.

Family and Medical Leave Act 98

Family and Medical Leave Act Employment Paid Sick Leave Medical 98

HR Bartender

MAY 24, 2022

Wage Garnishment Landscape: Through the Lens of the Employer ”, they report that one in 14 U.S. Tax levies is second at around 19% and bankruptcy orders are third at 5%. But if you’re processing a Kentucky garnishment, the employer is ordered to remit the payments after each pay period. 2 – QUANTITY. 3 – DEDUCTION LIMITS.

Deductible 138

Deductible Deductions Payroll Human Resources 138

cipHR

SEPTEMBER 23, 2020

An integrated HR and payroll solution can store all sensitive data – for example, employees’ payroll numbers, tax information and personal contact details – in a single, secure system. Contact us at info@ciphr.com , call 01628 814242, or watch the webinar recording below. Greater data accuracy and security. Ensures compliance.

Payroll 132

Payroll Payroll System Taxes Employment 132

InterWest Insurance Services

AUGUST 29, 2024

In partnership, we are offering access to the upcoming complimentary webinar. SESSION DETAILS: The IRS provides several options for tax-favored reimbursement of different expenses, but the rules vary significantly between benefit options.

Taxes 52

Taxes Education Employee Benefits Insurance 52

Best Money Moves

SEPTEMBER 27, 2023

Best Money Moves users have access to over 900 unique articles, videos, webinars and calculators across a range of financial topics. If your bank isn’t able to do so, check with your employer to see if they can automatically deposit some of your paycheck into a savings account instead. Do you plan for your tax refund?

Banking 105

Banking Taxes Salary Entertainment 105

Benefit Resource Inc.

NOVEMBER 6, 2023

As employers and HR professionals, it’s essential to take proactive measures to boost employee morale during this time. Let’s explore effective strategies for promoting employee well-being during the winter months and the role of pre-tax benefits in achieving this goal.

Flexible Spending Account 90

Flexible Spending Account Flexible Spending Health Savings Account Food 90

Benefit Resource Inc.

MAY 18, 2021

Especially regarding some of those pre-tax benefit plans which most people aren’t overly familiar with. Keep in mind that your options will vary depending on what your employer offers.). Clearly there’s no “physical” version of an Open Enrollment video (unless your employer is mailing out DVDs every year).

Taxes 75

Taxes Medical Education Employment 75

Employee Benefits

SEPTEMBER 16, 2024

The hub also hosts additional financial and resources including budgeting tools, financial support and interactive webinars, helping our employees to access resources to make informed financial decisions. Employers can help staff save money by putting benefits to support savings in place and communicating these well.

Employment 59

Employment Retail Salary Taxes 59

cipHR

NOVEMBER 19, 2020

In a recent webinar, only 5% of HR professionals said they would go back to pre-pandemic ways of working, proving there is a seismic shift towards a more flexible, hybrid workplace. The remote working revolution has brought up other questions, such as, should we be taxed for working from home?

Work From Home 97

Work From Home Software Technology Media 97

HR Bartender

JULY 19, 2016

Employers will be allowed to use nondiscretionary bonuses and incentive payments (including commissions) to satisfy up to 10 percent of the new salary threshold. I was reminded of this during a Paycom webinar on “ FLSA: Don’t Underestimate Overtime Expansion. ” Exploring the Overtime Policy Piece.

Overtime 95

Overtime Human Resources Retirement Plan Life Insurance 95

Employee Benefits

JULY 25, 2023

At its core, a workplace pension is a retirement savings plan organised by an employer for the benefit of their employees, who also contribute to the pension. As of 2012, the introduction of auto-enrolment mandates all employers to provide a workplace pension. Which Tax Relief Method is Used? What is a workplace pension?

Pension 96

Pension Net Pay Taxes Salary 96

WEX Inc.

FEBRUARY 12, 2025

elections potentially leading to significant shifts in employment laws and employee benefits, its crucial for employers to stay ahead of changes to maintain compliance. New regulations could affect everything from healthcare policies and labor laws to tax laws, all of which play a key role in benefits administration.

Healthcare 52

Healthcare Health Insurance Taxes Paid Leave 52

Insperity

APRIL 9, 2020

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Please note that if an employer receives forgiveness of a PPL, that employer may not be eligible for other CARES Act programs.

Payroll 97

Payroll Taxes Salary Commissions 97

Flimp Communications

DECEMBER 10, 2024

For employees, it means paying out of pocket for expenses that could have been purchased with pre-tax dollars. And what can employers do to ensure their workforce makes the most of their FSAs before its too late? Workshops and webinars : Host Q&A sessions to clarify FSA rules and provide actionable tips.

Utilities 98

Utilities Family and Medical Leave Act Flexible Spending Account Medical 98

Best Money Moves

FEBRUARY 22, 2022

Employers can help bridge the race gap. Some employers have taken it a step further and require applicants of color to be interviewed for all internal and external positions. Events, contests and webinars can be an easy way to encourage employees and teach them about 401(k) tax benefits. What is the retirement race gap?

401(k) 105

401(k) Education Food Finance 105

Benefit Resource Inc.

MARCH 11, 2021

Employers are responsible for paying premiums, but receive a tax credit. Employers sponsoring a group health plan will be responsible for paying health insurance carriers for the premiums. They will be reimbursed for 100% of the COBRA premiums through tax credits against certain payroll taxes.

Insurance Carriers 81

Insurance Carriers Taxes Health Insurance Medical 81

Money Talk

JUNE 24, 2021

Below are eight recommended financial recovery steps that I heard recently at several webinars: Replenish Emergency Savings- Set a final goal (e.g., Another great way to build savings momentum is to automate savings through an employer retirement savings plan or automatic payroll deductions for a credit union savings account.

401(k) 100

401(k) Finance Entertainment Pension 100

Benefit Resource Inc.

APRIL 21, 2021

In our latest webinar, we discussed the most recent legislative changes rolled out by Congress in the American Rescue Plan Act. Many of them affected pre-tax benefits plan and continuation coverage, also referred to as COBRA. When do employers need to provide the completed Participant Lookback Report? Who receives the subsidy?

Flexible Spending Account 74

Flexible Spending Account Taxes Flexible Spending Insurance 74

Benefit Resource Inc.

MARCH 27, 2020

We, however, will focus on the three possible changes to tax-free account holders. What can we expect for tax-free accounts? OTC items bought with pre-tax funds. The CARES Act would allow individuals enrolled in these pre-tax accounts to pay for OTC drugs and medicines without a prescription. HSAs used for telehealth.

Health Savings Account 76

Health Savings Account Deductible Deductions Taxes 76

15Five

APRIL 21, 2022

It’s a personalized calculation of an individual employee’s total compensation value and can include: Salary Benefits Insurance Pension Tax and fiscal contributions Employer national insurance contributions Short-term incentives (e.g. Watch the webinar on-demand > . bonuses, commissions) Long-term incentives (e.g.

Compensation Equity 105

Compensation Equity Salary Bonuses Pension 105

Employee Benefits

AUGUST 9, 2023

It offers pre-retirement seminars focusing on a holistic approach to pensions , tax implications, the psychological impact of leaving work, wills and estate planning, that are primarily aimed at older workers but do get interest from younger staff as well. A session on financial planning is due to take place in September.

Pension 98

Pension Benefit Providers Education Professional Services 98

Money Talk

JUNE 30, 2021

Taxes: It’s Not What You Earn, But What You Keep Consult with a CPA® or financial advisor the first tax season after leaving work to get a professionally prepared template tax return. For more information about the content of Flipping a Switch , check out this webinar that I recently presented.

Consulting 100

Consulting Taxes Media Employment 100

cipHR

MARCH 14, 2024

6 April is fast approaching – and that means that payroll professionals are gearing up for tax year end. So why don’t we save you some time by giving you the lowdown on the legislative and regulatory changes for the 2024/25 tax year? It’s one of the busiest times of the year, and every minute is precious right now. We’ve got you.

Payroll 52

Payroll Parental Leave Taxes Deductible 52