Money Talk

SEPTEMBER 1, 2021

It drives many of my everyday decisions like sitting outside at restaurants in 90 degree Florida weather (“I’d rather sweat than die”), events that I choose not to attend, and interactions with other people. As noted above, unvaccinated workers may see their health insurance premiums increase.

Hospitality 225

Hospitality Health Insurance Medical Life Insurance 225

Money Talk

JANUARY 4, 2023

Below are dozens of important events and trends from the past year: High Inflation- The consumer price index (CPI) started out the year at a 12-month percentage change of 7.5% Homeowners insurance premiums increased by 12.1% on average and renters insurance premiums averaged $18 per month. in June 2022, and stood at 7.1%

Finance 244

Finance Banking Taxes Food 244

Higginbotham

SEPTEMBER 6, 2024

While it’s impossible to predict the future, securing life insurance can help provide for your children’s needs in case you’re not there as they grow up. How much life insurance do parents need? Expenses may include funeral costs, groceries, utilities, insurance, mortgage and educational costs.

Life Insurance 52

Life Insurance Insurance Food Utilities 52

HR Digest

MARCH 12, 2025

Lifestyle and Convenience Benefits From commuter subsidies to free meals, pet insurance to discounted event tickets, these perks add a layer of comfort and engagement to daily life. Partially Taxable: Group-term life insurance over $50,000, for instance, has a taxable portion based on IRS tables.

401(k) 72

401(k) Health Insurance Taxes Retirement Plan 72

HR Lineup

NOVEMBER 30, 2021

Life insurance. Disability insurance. Accident insurance, and more. However, in the event of one, a PEO offers compensation insurance coverage to ensure you get the best medical service. Here are some of the employee benefits your business will enjoy when they partner with a PEO. Educational assistance.

Professional Employer Organization 245

Professional Employer Organization Human Resources Disability Insurance Insurance 245

Money Talk

MARCH 7, 2024

Financial shocks are events that result in unexpected expenses and they are especially challenging for individuals and households with limited resources and tight budgets. childcare, food, insurance, rent, utilities) ¨ Car accidents ¨ Disability ¨ Divorce ¨ Large home repairs (e.g.,

Life Insurance 156

Life Insurance Government Medical Food 156

Best Money Moves

FEBRUARY 12, 2019

Reduce financial stress with this type of insurance. Research by Life Happens shows most Americans with life insurance experience less financial stress knowing their family is financially protected. How Life Insurance Reduces Financial Stress. Through life insurance.

Insurance 101

Insurance Life Insurance Government Payroll 101

Higginbotham

JUNE 15, 2023

Group life insurance is a type of life insurance policy that covers an affiliated group of individuals, typically the employees of a company or the members of an organization, who can be covered under a single master contract. What is group life insurance? What is group life insurance?

Life Insurance 52

Life Insurance Insurance Employment Medical 52

Achievers

FEBRUARY 2, 2021

The list of benefits in this category began fairly simply with things like dental insurance and life insurance options. One is that recognition should be an everyday event and not an occasional award. Bottom line is that voluntary benefits are any perk offered to employees that is not mandated by law. .

Employee Benefits 238

Employee Benefits Family and Medical Leave Act Employee Recognition Voluntary Benefits 238

CorpStrat

FEBRUARY 12, 2024

However, have you considered what would happen if unexpected events were to occur? This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. In the world of sports, MVPs like LeBron James and Shohei Ohtani are considered invaluable assets to their teams.

Disability Insurance 95

Disability Insurance Insurance Life Insurance Commissions 95

Best Money Moves

NOVEMBER 6, 2024

Offering benefits such as tuition reimbursement and life insurance subsidies can be especially helpful for working parents. With a multigenerational workforce, it is ever-important to tailor financial wellness programs to the needs of employees at various life stages.

401(k) 59

401(k) Voluntary Benefits Life Insurance Banking 59

BerniePortal

NOVEMBER 28, 2023

A beneficiary is an individual who is chosen to receive the benefits of property, typically in the event that the owner passes away. The benefits are often monetary, but they can also be anything else of value that is being passed down.

Life Insurance 98

Life Insurance Banking Insurance Healthcare 98

HR Lineup

FEBRUARY 14, 2023

They offer a wide range of services, including group health insurance, dental and vision coverage, life insurance, short- and long-term disability insurance, flexible spending accounts, and more.

Employee Benefits 130

Employee Benefits Flexible Spending Account Disability Insurance Flexible Spending 130

HR Lineup

JUNE 9, 2023

The company offers a range of financial security benefits, such as life insurance, disability coverage, and flexible spending accounts, which help employees safeguard against unexpected events and manage their finances effectively.

Retirement Plan 130

Retirement Plan Flexible Spending Account Flexible Spending Life Insurance 130

Employee Benefits

MAY 3, 2023

Metro Bank also recognises divorce and separation as a life event from a benefits perspective. This means that employees can make changes, for example removing their ex-partner from their benefits or changing their life insurance , when they are going through separation rather than wait for the annual benefits window.

Banking 105

Banking Life Insurance Insurance Medical 105

InterWest Insurance Services

JULY 18, 2024

According to the report, in 2023: Group term life insurance premiums increased 10% from the 2022 level. Group universal life and whole life were up 9%. Critical illness insurance premiums were up 7%. Hospital indemnity premiums were 6% higher. Arrangements will vary between employers. Premiums are often reasonable.

Voluntary Benefits 97

Voluntary Benefits Hospitality Health Insurance Insurance 97

WEX Inc.

OCTOBER 5, 2023

Here are some prime examples: Supplemental life insurance : This benefit allows you to bolster your life insurance coverage, ensuring your loved ones are well taken care of in case of the unexpected. They can genuinely improve your quality of life. Voluntary benefits are typically tied to your current employer.

Voluntary Benefits 98

Voluntary Benefits Life Insurance Health Insurance 98

Insperity

NOVEMBER 26, 2024

Standard” benefits may include: Health, dental and vision insurance Retirement savings plan, with a company match Life insurance Disability insurance Workers’ compensation insurance Paid time off (PTO) – two weeks per year at a minimum, three weeks per year preferred.

Employee Benefits 72

Employee Benefits Family and Medical Leave Act PTO Flexible Spending Account 72

Money Talk

OCTOBER 13, 2021

Financial resilience is the ability to withstand life events that impact one’s income and/or assets. In everyday language, resiliency is the ability to “roll with the punches” and carry on despite life’s setbacks. They anticipate and prepare for what might happen instead of responding to events after they happen.

Net Pay 100

Net Pay Disability Insurance Take Home Pay Life Insurance 100

Employee Benefits

JUNE 28, 2023

Life insurance. Private medical insurance for senior leadership scheme, employer paid. Family friendly and work-life balance Flexibility when home working. Opportunity to travel to technology events. Employee assistance programme: 24-hour helpline for all issues and telephone counselling if required.

Parental Leave 105

Parental Leave Pension Life Insurance Bonuses 105

InterWest Insurance Services

AUGUST 30, 2022

Dental insurance. Life insurance. Accident insurance. Long-term and short-term disability insurance. Accidental death and dismemberment insurance. Critical illness insurance. Consider workshops, lunch & learns, brown-bag events and other forms of outreach. Vision care.

Benefits Package 98

Benefits Package 401(k) Disability Insurance Health Insurance 98

Employee Benefits

MARCH 10, 2023

These benefits can include extra holiday, life insurance and childcare to name a few. If you are a remote worker, benefits such as quarterly team events outside of the office are especially desirable to break up their usual routine and get them out of the house. Why are employee benefits important?

Employee Benefits 104

Employee Benefits Health and Welfare Health Insurance Work From Home 104

Hppy

NOVEMBER 26, 2024

Life Insurance Some employers offer life insurance as an extra benefit to their workforce. Disability Insurance Income protection insurance is a valuable benefit offered by many employers as part of their overall employee benefits package.

Benefits Package 36

Benefits Package 401(k) PTO Health Insurance 36

Genesis HR Solutions

SEPTEMBER 22, 2020

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Hospital insurance is health insurance for hospital costs. The employee must pay a monthly fee for private insurance.

401(k) 98

401(k) Employee Benefits roth 401(k) Disability Insurance 98

Insperity

JUNE 22, 2017

A business property policy with adequate coverage levels can help shield your operations from unexpected events. Because the insurance is bundled, a business owner’s policy is often less expensive than if individual coverage was purchased separately. Key person life insurance. Data breach/cyber breach liability.

Insurance 91

Insurance Workers’ Compensation Life Insurance Medical 91

InterWest Insurance Services

AUGUST 15, 2024

Cost drivers Thanks to a continuing stream of pharmaceutical breakthroughs that are saving patients’ lives and/or improving their quality of life, insurers have to make coverage decisions. Two classes of drugs that are on health insurers’ radar in 2024 and 2025 are: GLP-1 agonists (annual cost: about $11,000).

Pharmaceutical 98

Pharmaceutical Health Insurance Medical Insurance 98

InterWest Insurance Services

AUGUST 6, 2024

Cost drivers Thanks to a continuing stream of pharmaceutical breakthroughs that are saving patients’ lives and/or improving their quality of life, insurers have to make coverage decisions. Two classes of drugs that are on health insurers’ radar in 2024 and 2025 are: GLP-1 agonists (annual cost: about $11,000).

Pharmaceutical 97

Pharmaceutical Health Insurance Medical Insurance 97

Employee Benefits

MAY 29, 2023

Benefits such as life insurance or disability insurance can provide financial support to employees and their families in the event of unforeseen circumstances. In addition, valued benefits can provide employees with a sense of security, which is particularly important in uncertain economic times.

Salary 98

Salary Employee Benefits Disability Insurance Pension 98

Health Consultants Group

OCTOBER 1, 2021

Whether their families battled the virus or not, they have all endured a life-changing event. Group-term life insurance . As your employees settle into their post-pandemic workflow, you’re probably noticing that they don’t want business-as-usual. Cafeteria Plan benefits often include. Accident and Health Benefits .

Employee Benefits 86

Employee Benefits Family and Medical Leave Act Flexible Spending Account Health Savings Account 86

Money Talk

AUGUST 12, 2021

Emergency Contact Cards - The American Red Cross, health departments, and law enforcement issue emergency contact cards to carry around with you in the event of an emergency or disaster. Be sure to share updated calculations with your executor and trusted loved ones. Untitled Property Planning- Untitled property (a.k.a.,

Life Insurance 100

Life Insurance Pension Commissions Taxes 100

Genesis HR Solutions

JANUARY 24, 2023

Life insurance: A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. Dental, vision, and disability insurance.

Family and Medical Leave Act 98

Family and Medical Leave Act Overtime Parental Leave Health and Welfare 98

Insperity

JANUARY 27, 2022

You might also want to add non-taxable perks such as time off for volunteering in the community, the occasional theater and sporting event tickets or marathon sponsorships.

Employment 102

Employment Taxes Health Savings Account Benefits Package 102

HR Bartender

JULY 19, 2016

Organizations will need to understand what triggers a qualifying event and when an employee becomes eligible. The benefit received by the employee is based upon hours worked or pay history, or both.

Overtime 100

Overtime Human Resources Retirement Plan Life Insurance 100

Flimp Communications

DECEMBER 19, 2019

Some common non-medical benefits include, paid family leave, life insurance, short- and long-term disability insurance, commuter benefits programs and wellness programs. The main difference between perks and benefits is that benefits take care of basic needs and usually require a formal opt-in from employees.

Medical 84

Medical Employee Benefits Disability Insurance Benefits Package 84

Insperity

APRIL 16, 2015

This includes medical, dental and vision coverage, a health care flexible spending account , a retirement plan, life insurance and personal accident insurance, short-term and long-term disability insurance, adoption assistance, commuter benefits and educational assistance.

Payroll 101

Payroll Flexible Spending Account Disability Insurance Insurance 101

Best Money Moves

OCTOBER 14, 2020

employees are struggling at work because of anxiety caused by COVID-19 and other recent events, according to a survey by TELUS International. This has brought new meaning to benefits that may have previously fallen lower on an employee’s priority list, such as income protection, life insurance and mental health programs.”.

Work From Home 71

Work From Home Life Insurance Healthcare Benefits Insurance 71

Insperity

OCTOBER 22, 2019

Change may be inevitable, but the damage inflicted by unexpected events doesn’t have to be. As you ponder potential scenarios, consider how likely each event is to happen and develop effective response strategies, so you aren’t blindsided when unexpected event hits. General tips for managing change in the workplace.

Management 73

Management Insurance Medical Salary 73