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Why Is Employer Sponsored Health Insurance So Complex? (And How That Complexity Protects You)

CorpStrat

If youve ever felt overwhelmed trying to understand your benefits specifically your health insurance, youre not alone. Between the acronyms, the fine print, and the seemingly endless rules, navigating health coverage can feel like a full-time job. The post Why Is Employer Sponsored Health Insurance So Complex?

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IRS Decreases Employer Mandate Penalties For 2025

PeopleKeep

For the first time, the Internal Revenue Service (IRS) is reducing penalties for employers who don’t meet the federal government's requirements for health insurance. All ALEs, including nonprofits and government entities, must provide affordable health insurance coverage to at least 95% of full-time employees.

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4.4 million employees are covered by corporate health insurance

Employee Benefits

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. The post 4.4

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21 Financial Events and Trends During 2021

Money Talk

Insurance- COBRA premium assistance for health insurance was provided under the American Rescue Plan Act and Medicaid enrollment surpassed 80 million. There were also large premium increases nationwide for homeowners and flood insurance. The final moratorium ended on 8/26/21 with a Supreme Court ruling.

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2022 Health Insurance Outlook, Changes

InterWest Insurance Services

In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. The CAA created a number of new requirements that affect health insurance and coverage.

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The best way for nonprofits to offer health insurance

PeopleKeep

In fact, in a PeopleKeep survey of nonprofit organization owners, 81% said that cost was one of the most pressing challenges in finding a health benefit that fits their needs. What’s more, over half of those surveyed said they’re very interested in seeing the federal government expand the number of alternatives to group health insurance.

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Mental health insurance coverage is a must for modern employers

Business Management Daily

Open enrollment is right around the corner, so this is the perfect time to take a closer look at the health insurance coverage that you are offering to employees and make sure that it includes appropriate coverage for mental health. Are mental health services covered by health insurance?