PeopleKeep

JANUARY 24, 2024

But as with any other business, you must know your health insurance obligations before hiring workers. Because of their potential for higher profits under the umbrella of a recognized brand, franchise businesses are often a draw for entrepreneurs.

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Health Insurance Insurance 105

PeopleKeep

MARCH 13, 2024

Like other small employers, dentists may wonder if they must offer health insurance benefits to their employees.

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PeopleKeep

JULY 17, 2024

While the Affordable Care Act (ACA) only requires organizations with 50 or more full-time equivalent employees (FTEs) to offer health insurance. But, by providing a health benefit, small restaurant owners can help you boost your retention rate , improve company culture, and increase morale.

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PeopleKeep

APRIL 3, 2024

In most cases, health insurance plans cover the policyholder and their immediate family members. If you're curious about adding non-family members to your health plan, you need to understand the potential implications, limitations, and requirements for dependent coverage.

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Health Insurance Insurance 105

PeopleKeep

APRIL 22, 2024

Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay happy and healthy long-term. However, depending on where you live, your health insurance—particularly an individual policy—may be more expensive than expected.

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PeopleKeep

OCTOBER 9, 2024

The traditional healthcare benefit options for employers remain group health insurance. That’s why these business owners are turning to more cost-effective personalized benefits like the qualified small employer health reimbursement arrangement (QSEHRA). But, group policies are difficult for small employers to offer.

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Pacific Prime

OCTOBER 2, 2024

Around the globe, individuals, families, and organizations are feeling the pinch as the cost of health insurance continues to rise. The post Key Drivers of Health Insurance Premiums and Considerations for Employers appeared first on Pacific Prime's Blog.

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PeopleKeep

MAY 14, 2024

Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.

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PeopleKeep

JULY 10, 2024

Health savings accounts (HSAs) and traditional health insurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and health insurance compare.

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PeopleKeep

NOVEMBER 1, 2023

Traditionally, group health insurance has been the go-to option for employers. However, the introduction of the individual coverage health reimbursement arrangement (ICHRA) in recent years has given organizations an alternative to consider.

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Employee Benefits

NOVEMBER 2, 2023

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. The post 4.4

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PeopleKeep

OCTOBER 18, 2023

However, one aspect of running a retail business that you shouldn't overlook is providing health insurance coverage to your employees. From managing inventory to providing exceptional customer service, countless tasks require your attention.

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PeopleKeep

NOVEMBER 6, 2024

Health insurance coverage plays a crucial role not only in maintaining the health of your team but also in boosting morale and productivity. However, dealing with the intricacies of health insurance can be time-consuming and challenging for clinic owners and HR administrators.

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Health Insurance Health Insurance Healthcare 94

Flimp Communications

AUGUST 29, 2023

The most powerful health insurance calculators (think of them as the enterprise-class) are decision-support tools, the best of which can help employees predict their needs and spending, compare plans, and make satisfying decisions in minutes. The post Should HR Teams Provide Health Insurance Calculators?

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Health Insurance Insurance 98

PayrollOrg

JANUARY 8, 2024

Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.

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Money Talk

DECEMBER 16, 2021

One category is health care, which takes a big chunk out of family budgets. This includes expenses for health insurance as well as deductibles, copayments, and coinsurance when medical bills occur. In 2018, the average American household spent almost $5,000 per person on health care.

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PeopleKeep

NOVEMBER 15, 2023

In response to this, catastrophic health plans have emerged as an alternative option for those who are relatively healthy and primarily seeking coverage in case of major medical events. Healthcare costs continue to rise , making it increasingly difficult for people to find affordable coverage.

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Money Talk

MARCH 31, 2022

Below is a description of eight key topics that were discussed: Adequate Health Insurance - Health issues are a big drain on even the best laid financial plans because “the greatest wealth is health.” Older adults worry about health care costs and how much their health insurance will cover.

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Health Insurance Finance Insurance Education 189

Achievers

DECEMBER 16, 2019

Health insurance. Here’s what they said: Of course, these are the responses to businesses that don’t offer “need-to-have” benefits like paid sick time, health insurance, or time off for vacations. Then, with a twinge of foreboding, “That’s as long as their current employer offered a better benefits package.”.

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Money Talk

SEPTEMBER 1, 2021

It will also charge unvaccinated employees $200 monthly health insurance premium surcharges starting November 1. As noted above, unvaccinated workers may see their health insurance premiums increase. Other employers are expected to enforce similar policies. Some bills for long hospital stays are well into six figures.

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Money Talk

AUGUST 10, 2022

Medicare - Older adults age 65+ who are on Medicare, begin working again, and receive primary creditable employer-provided health insurance coverage (i.e., Bottom Line: If you are considering “unretirement,” be sure to cover your financial bases, especially budgeting, taxes, and health insurance.

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Money Talk

DECEMBER 29, 2021

Insurance- COBRA premium assistance for health insurance was provided under the American Rescue Plan Act and Medicaid enrollment surpassed 80 million. There were also large premium increases nationwide for homeowners and flood insurance. The final moratorium ended on 8/26/21 with a Supreme Court ruling.

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PeopleKeep

MARCH 3, 2021

As we make our way through a pandemic, the cost of health care and health insurance is on a lot of people’s minds. Although health insurance is meant to protect us financially when we are sick or injured, the cost of a hospital stay is still often unknown before the bill arrives in the mail.

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Hospitality Health Insurance Insurance Healthcare 145

Money Talk

OCTOBER 11, 2023

Tax Write Off for Health Insurance - On line 17 of Schedule 2, self-employed workers can take an “above the line” deduction for health insurance, which lowers their AGI.

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PeopleKeep

MAY 17, 2023

A health benefit is necessary to care for your pastor's well-being. For a big church with several pastors, responsibilities are often shared. However, solo pastors at smaller churches often carry the weight of all responsibilities on their own. For that reason, it's not uncommon to see exhaustion and burnout among these religious leaders.

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Money Talk

JULY 25, 2024

Don’t Overlook Health Insurance Tax Premiums - Self-employed older adults who pay their health insurance premiums (including Medicare) may be eligible to deduct these expenses as an adjustment to gross income. Also remember that self-employed older adults will continue to pay FICA tax equal to 15.3%

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Employee Benefit News

JUNE 26, 2024

Bipartisan support is building for allowing working Americans to purchase an individual health policy with pretax dollars without requiring an employer's permission.

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PeopleKeep

DECEMBER 11, 2024

Health insurance subsidies make coverage more affordable for Americans who dont have access to employer-sponsored coverage. million people 1 enrolled in Health Insurance Marketplace plans during Open Enrollment. million of them received health insurance subsidies, also known as premium tax credits.

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Health Insurance Insurance Taxes Employment 52

Employee Benefit News

MAY 9, 2024

Innovative plan strategies can have a wide-range, positive effect on a diverse workforce.

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Health Insurance Insurance Employee Benefits Healthcare 89

Money Talk

APRIL 20, 2023

health insurance). Off-Farm Job Employer Benefits - These include a defined benefit pension, an employer retirement savings plan (e.g., 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., Rental Income - Some farmers supplement their income by collecting rent for the use of their land, buildings (e.g.,

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401(k) Pension Retirement Plan Taxes 246

Best Money Moves

SEPTEMBER 25, 2024

American families are in the midst of a healthcare crisis and employer-sponsored health insurance can’t keep up. Even with support from employee health insurance programs, millions of American families cannot afford the full care they need. These are the best strategies employers can use to help. copay or deductible).

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Healthcare Health Insurance Medical Insurance 105

CorpStrat

JANUARY 10, 2025

Here is how CorpStrat can help: CorpStrat is working with employers and employees to share how health insurance companies are helping those affected by the fires. Insurance carriers have staffed hotlines to help. Affected by the SoCal Fires? Reach us if we can help you in any way. These plans have their own guidelines.

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Money Talk

MARCH 24, 2022

Retirement Spending - Expenses likely to increase in later life include medical/dental expenses, health insurance premiums (e.g., Medicare Part B and Medigap policy premiums), travel and entertainment, and philanthropy/gifts. Those likely to decrease include auto expenses, clothing, and home maintenance/utilities (if downsizing).

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Money Talk

SEPTEMBER 9, 2022

health insurance), insurance company accounts, and peer-to-peer payment apps such as Venmo and Zelle. Health Care Portals - This category includes access to personal health care information on websites run by doctors, hospitals, radiologists, health insurance companies, and Medicare and Medicaid.

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Electronics Retail Health Insurance Banking 177

Money Talk

DECEMBER 14, 2023

Health Insurance Coverage - There is a solid health insurance plan in place including Original Medicare with a supplemental policy, Medicare Advantage, or an employer’s retiree coverage. Adequate Emergency Savings - At least three to six months of essential living expenses are set aside for emergencies (e.g.,

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401(k) Health Insurance Pension Taxes 156

PeopleKeep

JULY 24, 2024

For small employers , in particular, it's hard to find affordable health insurance. According to KFF 1 , in 2023, the average annual cost of employer-sponsored health insurance premiums per employee was $23,968 for family coverage and $8,435 for single coverage.

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Healthcare Health Insurance Insurance Employment 103

Money Talk

JUNE 29, 2022

Among the culprits: climate change, higher costs for labor and supplies to repair houses and cars, and higher out-of-pocket costs for employer-provided health insurance. Now is a good time to explore money-saving strategies to reduce insurance costs. Start with a review of property insurance coverage with an insurance agent.

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401(k) Out of Pocket Cost Finance Flexible Spending Account 189