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HealthInsurance Associate (HIA) The HealthInsurance Associate (HIA) certification is offered by America’s HealthInsurance Plans (AHIP). It focuses on the fundamentals of healthinsurance, making it highly relevant for benefits professionals responsible for health and wellness programs.
These younger generations have brought many unique and diverse perspectives to how we live and work, and the healthcare market and employers must keep up to meet their expectations. According to our 2024 Employee Benefits Survey , 92% of employees say health benefits are important.
Employees Face a Healthcare Crisis. Employees are experiencing a healthcare crisis due to financial concerns. American families are in the midst of a healthcare crisis and employer-sponsored healthinsurance can’t keep up. Having healthinsurance does not guarantee access to healthcare or the ability to afford it.
For small employers , in particular, it's hard to find affordable healthinsurance. According to KFF 1 , in 2023, the average annual cost of employer-sponsored healthinsurance premiums per employee was $23,968 for family coverage and $8,435 for single coverage.
Given increasing healthcare costs and the growing need for skilled professionals, vision clinics should focus on supporting the well-being of their employees. Healthinsurance coverage plays a crucial role not only in maintaining the health of your team but also in boosting morale and productivity.
Bipartisan support is building for allowing working Americans to purchase an individual health policy with pretax dollars without requiring an employer's permission.
Small businesses often face challenges when providing healthinsurance for employees due to the high costs associated with traditional group healthinsurance plans. However, small businesses can consider several popular healthinsurance alternatives to provide their employees with access to healthcare coverage.
Health reimbursement arrangements (HRAs) are flexible and personalized health benefits that employers offer their employees to cover the cost of healthinsurance premiums and out-of-pocket medical expenses. However, understanding how they work before implementing one at your company is vital.
While engagement remains low across the board, the healthcare industry seems to be getting hit the hardest. According to a recent study, the healthcare industry ranked at the bottom when it came to employee engagement. Burnout in the healthcare industry has always been a primary concern of employers.
As healthcare costs continue to rise , more employers are seeking cost-effective ways to maintain competitive health benefits. Traditional group health policies are becoming increasingly unaffordable, especially for small businesses. In fact, small employers anticipate a 9% increase in health benefit costs going into 2025 1.
Healthcare in the United States can be very expensive. Without insurance, Healthcare.gov estimates an accident leading to a broken leg can cost up to $7,500 to fix, and an average three-day hospital stay can reach up to $30,000. Census Bureau says roughly 91% of all Americans are now covered by some form of healthinsurance.
The advancing technology has brought about positive changes in the healthcare industry. It’s now easier for patients to access cutting-edge services, which in return have boosted the overall effectiveness of health services. This includes providing the best medical insurance for patients to fully benefit from various health centers.
What if we told you that the creation of healthinsurance was actually an accident? Or that the way we think about healthinsurance is changing? Here, we’ll cover the history of healthinsurance in the U.S.,
The traditional healthcare benefit options for employers remain group healthinsurance. That’s why these business owners are turning to more cost-effective personalized benefits like the qualified small employer health reimbursement arrangement (QSEHRA). But, group policies are difficult for small employers to offer.
More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual healthinsurance plan and get reimbursed, tax-free, for their premium. Download our guide to see how much healthcare costs in your state.
A familiar mantra about why healthinsurance is so expensive is that the cost of healthcare is expensive. Our current financing system provides inferior healthcare for many and inhibits adoption of new and emerging technologies. This often results in poorer health outcomes and, at times, even death.
Healthcare costs can be a major concern for many employers and employees. Health savings accounts (HSAs) and traditional healthinsurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and healthinsurance compare.
Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual healthinsurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual healthinsurance plans.
Healthinsurance in America is constantly changing; where it’s being sold, how much it costs, who’s participating in it, and so much more. As healthinsurance professionals look to the future of the healthcare industry, staying ahead of the oncoming challenges and changes is what will keep you afloat.
When evaluating a new or existing healthinsurance program, your organization's contribution strategy is an important consideration. In simple terms, how much will individual employees pitch in for coverage, and what percent of healthinsurance is paid by the employer?
Employee healthcare benefits play a crucial role in attracting and retaining talent , as well as promoting overall well-being in the workplace. Traditionally, group healthinsurance has been the go-to option for employers.
population gets their healthinsurance through their employer. That means half of the country doesn’t get to make any real consumer decisions about their health coverage, its cost, or what network they’re in. Watch our webinar to see how an HRA empowers employees to make their own healthcare decisions.
If you're shopping for a health plan for the first time, knowing key healthinsurance terms can be helpful. For example, choosing the best healthinsurance coverage can be tricky if you don't know the difference between a premium and a deductible.
Here is how CorpStrat can help: CorpStrat is working with employers and employees to share how healthinsurance companies are helping those affected by the fires. Insurance carriers have staffed hotlines to help. We can help with finding available doctors, refilling prescription drugs, and other health plan questions.
That’s the case for any employee benefit, from time off to healthcare to flexible work arrangements to workers’ comp insurance. Naturally, most businesses can’t afford the king suite of benefits—unlimited PTO, free insurance, etc. Healthinsurance. Free healthcare coverage. Retirement savings account.
HR pros know better than anyone how confusing healthcare can be. In many organizations, employees see you as the insurance expert in the office even though your experience may only go so far as open enrollment or special enrollment periods. So, here's a primer on how healthinsurance works, including key terms.
Many people don’t even think about their healthinsurance plan until they get sick. We firmly believe that a good healthinsurance plan can do something powerful for everybody. Even if you’re not sick or injured, a good plan can put you on a path to optimal health with the right type of support along the way.
Managing employee healthcare costs in 2021. What the average healthinsurance premium costs and changes employers are making to health benefits offerings in the new year. Indeed, many plan to add new resources to better support healthcare needs in light of COVID-19. Managing Employee Healthcare Costs in 2021.
As healthcare costs rise every year, small employers often struggle to deliver quality health benefits to employees. In fact, in a PeopleKeep survey of nonprofit organization owners, 81% said that cost was one of the most pressing challenges in finding a health benefit that fits their needs.
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