Insurance Related Topics 
Money Talk
OCTOBER 24, 2024
homeowners renewing their homeowners insurance policies. As noted in a Wall Street Journal article , “ For many Americans, getting insurance has gone from a routine, generally manageable expense to a do-or-die ordeal that can strain household budgets” amid sharply rising premiums and fewer choices of insurers. What to do?
CorpStrat
NOVEMBER 20, 2024
The health insurance landscape in the United States has undergone significant changes over the past decade. Since the implementation of the Affordable Care Act (ACA), many expected an influx of competition among health insurers, leading to better choices and lower costs for consumers. However, the reality has been quite the opposite.
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Money Talk
DECEMBER 8, 2021
Like an umbrella that covers your head to protect you from a rainstorm, an umbrella liability policy “covers” your other property insurance, thereby providing additional protection. To summarize, umbrella insurance protects policyholders’ assets from large claims when they are found at fault.
Fringe Benefit Analysts
OCTOBER 17, 2024
Small employers looking for ways to control their group health insurance costs are more closely examining what it means to be “ fully insured.” What Is a Fully Insured Health Plan? These individuals or employers are then free to accept the new premium rates or shop around with other insurance carriers. What Is Pooling?
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employers are bracing for the largest increase in health insurance costs in a decade next year. And the largest healthcare expense to employers?
Money Talk
NOVEMBER 15, 2022
One of the largest items in household budgets is car insurance. According to Bankrate, the average annual cost of car insurance in June 2022 was $1,771 per year ($148 per month) for full coverage and $545 for just the minimum coverage required by state law. Do you want to save money on car insurance without sacrificing needed coverage?
Higginbotham
OCTOBER 23, 2024
Does your business insurance coverage include cyberterrorism insurance? Cyber Liability Insurance and Cyberterrorism Exclusions Cyber insurance can cover a variety of costs associated with data breaches and cyberattacks, including data recovery, extortion , ransom payments and regulatory fines. What is cyberterrorism?
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