PeopleKeep

JANUARY 18, 2022

When choosing a provider to set up your integrated HRA, you have two options: Offer a plan that’s tied to a specific insurance carrier, or offer an independent plan through an HRA administration software provider.

Out of Pocket Cost 98

Out of Pocket Cost Insurance Carriers Health Insurance Deductions 98

HR Bartender

FEBRUARY 12, 2015

For example, I follow my insurance carrier. Maybe it’s a blog post about leadership, an update about the new Windows 10, or a law that’s going to impact your industry. DAY 2 – Like a business brand page. My guess is at least one of the vendors you currently do business with is on Facebook.

Insurance Carriers 127

Insurance Carriers Media Human Resources Bonuses 127

Griffin Benefits

JUNE 22, 2022

Other employers, especially those who are self-funded, are conforming to this rule by accessing and posting links on their websites, which are being provided by insurance carriers or third-party administrators (TPAs) who are hosting these rates and historical payments on their own websites.

Insurance Carriers 79

Insurance Carriers Employment Insurance Taxes 79

Benefit Resource Inc.

JANUARY 11, 2023

Check with your Insurance Carrier. Your insurance carrier is generally able to provide you with an Explanation of Benefits (EOB) for any services that have run through your insurance. If you did not receive an EOB automatically by mail, you can also contact the carrier and request to have one sent to you.

Insurance Carriers 85

Insurance Carriers Medical Insurance Retail 85

Benefit Resource Inc.

FEBRUARY 23, 2021

Lately, we’ve seen an uptick in questions around the roles of responsibilities of your company’s broker, your TPA (that’s us), and your health insurance provider. And where does your health insurance carrier play into this? What is a health insurance carrier? Let’s break it down.

Insurance Carriers 72

Insurance Carriers Health Insurance Insurance Healthcare 72

InterWest Insurance Services

JULY 30, 2022

This is your best estimate of what your insurance carrier paid in insurance claims last year, plus any deductibles and out-of-pocket expenses. InterWest offers a free, easy-to-use Financial Leakage Calculator. The only information needed is your Total Incurred Amount of Claims.

Insurance Carriers 95

Insurance Carriers Overtime Deductions Deductible 95

InterWest Insurance Services

OCTOBER 1, 2024

If we are not available and it’s an emergency, contact your insurance carrier directly. The driver should follow the instructions on the form and fill it out thoroughly, including getting insurance information from a third party, if involved. Report all claims immediately to us, your broker.

Insurance Carriers 85

Insurance Carriers Management Insurance Transportation 85

Insperity

JANUARY 24, 2023

Health insurance carrier apps Many health insurance carriers offer their own app for employees to manage their health information in one centralized location.

Insurance Carriers 103

Insurance Carriers Health Insurance Medical Electronics 103

Insperity

MARCH 29, 2022

At a high level, employees might be directed to the: HR benefits specialist Professional employer organization (PEO) service team or dedicated HR specialist (if your company outsources certain HR functions to a PEO, and the PEO provides benefits to your employees) Contact center or member services at the insurance carrier.

Health Insurance 97

Health Insurance Insurance Insurance Carriers Education 97

Benefit Resource Inc.

APRIL 10, 2023

An Explanation of Benefits (EOB) from your insurance carrier or healthcare provider gets it resolved in no time. Just remember, this doesn’t mean the expense isn’t eligible. It just means BRI hasn’t received enough information to verify it automatically. orthodontia payments), it will prompt a request receipt.

Insurance Carriers 98

Insurance Carriers Hospitality Deductions Deductible 98

HR Bartender

SEPTEMBER 1, 2016

If you leave the employee at home, the insurance carrier pays them to be there. Spence] The best resource available is always the employer’s insurance carrier – their information will be tailored to the specific claim, the work environment as well as the legal climate in that state.

Insurance Carriers 67

Insurance Carriers Workers’ Compensation Human Resources Insurance 67

Higginbotham

JULY 2, 2024

An insurance broker serves as an intermediary between insurance companies and their clients, helping individuals and businesses find, secure and maintain the best possible coverage. The Role of an Insurance Broker Insurance brokers help guide clients through the complexities of the insurance process.

Insurance Carriers 52

Insurance Carriers Insurance Health Insurance Life Insurance 52

Griffin Benefits

SEPTEMBER 5, 2023

But the next step means leveraging clinical informatics to gather insights that lead to new strategies — and it’s up to the employers to interpret that data through their insurance broker, not their insurance carrier. WANT TO LEARN MORE?

Healthcare 90

Healthcare Insurance Carriers Pharmaceutical Medical 90

InterWest Insurance Services

NOVEMBER 22, 2022

.” These global reinsurance giants have seen their profits erode substantially in the last few years due to the rising cost of natural catastrophes around the world, forcing them to increase what they charge insurance carriers. These moves are trickling down into the primary insurance market in the form of further rate increases.

Insurance Carriers 97

Insurance Carriers Insurance Deductions Deductible 97

InterWest Insurance Services

MARCH 3, 2023

Employee benefits online portal: 41% HDHP, 29% traditional plan Online research: 23% HDHP, 32% traditional plan.

Deductions 95

Deductions Deductible Insurance Carriers Education 95

InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 77

Insurance Carriers Taxes Employee Enrollments Health Insurance 77

Benefit Resource Inc.

FEBRUARY 2, 2023

Unlike care received at in-network health centers, care at out-of-network locations frequently has not been negotiated to a lower price by an insurance carrier. If they are receiving care at an out-of-network provider, it might actually be easier for them to negotiate lower prices.

Out of Pocket Cost 98

Out of Pocket Cost Insurance Carriers Management Finance 98

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 97

Insurance Carriers Workers’ Compensation Insurance Professional Employer Organization 97

InterWest Insurance Services

JULY 11, 2022

Should post the machine-readable files on your public-facing website if the insurance company has decided to delegate this responsibility to the employer. Should post a link on your website to the insurance carrier’s website if the insurance company plans to publish the machine-readable files on its site.

Insurance Carriers 79

Insurance Carriers Insurance Health Insurance Employment 79

Corporate Synergies

MARCH 2, 2020

When catastrophic claims rise, stop-loss insurance carriers take notice. The post Stop-loss Insurance Changes Create Hurdles for Employers appeared first on Corporate Synergies. Here’s a game plan for plan sponsors.

Insurance 52

Insurance Insurance Carriers Employment Management 52

InterWest Insurance Services

MARCH 15, 2022

Report the errors to each provider, pharmacy and your insurance carrier, with backup documentation that shows the incorrect information and an explanation of why it’s wrong — and ask that they remove the visits and services from your records. You may have to submit records requests and pay fees to get copies.

Medical 93

Medical Health Insurance Insurance Carriers Insurance 93

Higginbotham

APRIL 25, 2024

Request a loss run report by contacting your insurance broker so they can get in touch with your insurance carrier or ask your insurance company directly. You may even be able to request a loss run online if your insurance broker or company has an online portal.

Insurance Carriers 52

Insurance Carriers Insurance Workers’ Compensation Consulting 52

InterWest Insurance Services

NOVEMBER 8, 2022

If you are faced with the possibility that one of your properties is going to suddenly be vacant, you should take a look at your property insurance policy to see if it has a vacancy exclusion and if so, what it says. If the building will stay vacant or unoccupied, you should notify the insurance carrier.

Insurance 89

Insurance Insurance Carriers Utilities Management 89

Insperity

DECEMBER 5, 2024

The broker-PEO relationship Employee benefits brokers and property & casualty insurance brokers help their clients find and purchase comprehensive, high-quality coverage at the best possible price by engaging directly with several insurance carriers. Referral fees Brokers earn referral fees from PEOs.

Insurance 70

Insurance Insurance Carriers Professional Employer Organization Education 70

Benefit Resource Inc.

MARCH 11, 2021

Employers sponsoring a group health plan will be responsible for paying health insurance carriers for the premiums. While newly eligible individuals will not need to pay premiums, they will still need to elect COBRA coverage in order to take advantage of the subsidy. New and previous qualified beneficiaries may be eligible.

Insurance Carriers 81

Insurance Carriers Taxes Health Insurance Medical 81

EverythingBenefits

MAY 4, 2021

Put as simply as possible, an Electronic Data Interchange (EDI) 834 file is the standard format in which employers can communicate their employees’ health insurance enrollment and maintenance data to insurance carriers.

Insurance Carriers 52

Insurance Carriers Electronics Health Insurance Insurance 52

Flimp Communications

SEPTEMBER 30, 2020

Flimp Communications is a leader in HR, benefits and employee communication and provides virtual-communications solutions including software, decision-support tools, workforce texting and interactive digital content to employers, HR consultants, insurance carriers and healthcare providers.

Employee Benefits 98

Employee Benefits Insurance Carriers Benefit Providers Medical 98

PeopleStrategy

OCTOBER 17, 2023

They are a hybrid approach to providing healthcare coverage that combines elements of traditional fully-insured plans with those of self-funded plans. With a level funded plan, your business pays a fixed monthly amount (a level fee, similar to a premium) to an insurance carrier or third-party administrator.

Insurance Carriers 52

Insurance Carriers Healthcare Health Insurance Deductions 52

McDermott Will & Emery Employee Benefits

DECEMBER 7, 2021

Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. In this article published in PLANSPONSOR, McDermott Partner Erin Turley said such litigation continues to be a “major focus” in the fiduciary insurance marketplace.

Insurance 52

Insurance Insurance Carriers Retirement Plan Employee Benefits 52

Workers' Compensation

MARCH 26, 2024

NJ Transit’s workers’ compensation insurance carrier notified Joseph of its legal right to recover all money paid on his workers’ compensation claim from the third-party potentially liable for his injuries. Joseph settled with his uninsured motorist (UM) insurance carrier for $14,000 in the underlying action.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

Griffin Benefits

OCTOBER 1, 2022

Finally, short-term limited duration insurance (which is typically an individual market product) is also exempt. Practical Challenges Fully-insured employers may contract with their insurance carriers to provide prescription drug reporting on their behalf.

Insurance Carriers 67

Insurance Carriers Employment Flexible Spending Account Insurance 67

HR Lineup

FEBRUARY 9, 2023

The platform integrates with popular payroll providers and insurance carriers to provide real-time data and insights into benefits and HR programs. Zenefits’ platform offers a wide range of benefits products including health, dental, and vision insurance, life insurance, 401(k) plans, and other voluntary benefits.

401(k) 52

401(k) Insurance Carriers Voluntary Benefits Life Insurance 52

InterWest Insurance Services

DECEMBER 9, 2021

Here are the rules that will sunset at the end of 2021: Allowing employees who had declined group health insurance for the 2021 plan year to sign up for coverage.

Health Insurance 86

Health Insurance Insurance Insurance Carriers Deductions 86

InterWest Insurance Services

JULY 26, 2022

The employer reports income information to the disability insurance carrier. Portability is an important feature, because disability insurance can be difficult to qualify for on the individual market. Streamlined application process — no medical exam required. No prior year tax returns or income verification are required.

Disability Insurance 75

Disability Insurance Insurance Carriers Insurance Deductions 75

Higginbotham

OCTOBER 29, 2024

This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

Insperity

NOVEMBER 19, 2014

Your workers’ compensation insurance carrier – Many carriers provide fee-inclusive safety consultation services to their customers. An industry-specific template – Some online companies sell downloadable safety program templates designed for different industries for approximately $100-$150.

Workers’ Compensation 89

Workers’ Compensation Insurance Carriers Consulting Insurance 89

HR Lineup

MAY 10, 2023

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

401(k) 52

401(k) Insurance Carriers Retirement Plan Disability Insurance 52