At E Powered Benefits, Emma Fox is creating a new kind of healthcare plan
Employee Benefit News
SEPTEMBER 14, 2023
Emma Fox, managing partner at E Powered Benefits, is creating a healthcare plan that doesn't depend on insurance carriers.
Fully Insured vs Self-Insured vs Level-Funded: What Does It All Mean To The Small Employer?
Fringe Benefit Analysts
OCTOBER 17, 2024
What Is a Fully Insured Health Plan? Fully insured” is what most people mean by “ insurance ” or group health insurance. These individuals or employers are then free to accept the new premium rates or shop around with other insurance carriers.
Join 46,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Trending Sources
Drivers, Fleet Managers Must Report All Claims
InterWest Insurance Services
OCTOBER 1, 2024
A common problem in the transportation industry is fleet managers failing to report accidents that their drivers are involved in, or the drivers themselves failing to report them in the first place. If we are not available and it’s an emergency, contact your insurance carrier directly.
Zenefits
HR Lineup
FEBRUARY 9, 2023
Zenefits is a cloud-based software platform designed to simplify the management of employee benefits for small and medium-sized businesses. It offers a comprehensive solution for businesses to manage their employee benefits program and streamline various HR processes such as onboarding, payroll, and compliance.
401(k) 
130
130 
5 ways insurance brokers benefit from working with a PEO
Insperity
DECEMBER 5, 2024
The broker-PEO relationship Employee benefits brokers and property & casualty insurance brokers help their clients find and purchase comprehensive, high-quality coverage at the best possible price by engaging directly with several insurance carriers. Performance management. HR documentation. Recruiting and hiring.
Insurance 70
70 
What is a benefits broker and how can they simplify employee benefits?
Higginbotham
OCTOBER 29, 2024
Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs. A benefits broker specializes in guiding organizations through the process of selecting and managing their employee benefits.
Why employee wellness matters – and how it’s good for business
Insperity
OCTOBER 1, 2024
Educational resources for further wellness-related education and guidance, such as general tips on nutrition, exercise and stress management. Weight-management programs. Many of these services may be available through current insurance carriers as value-add programs. Health advocacy services. Nutrition counseling.
6 tips to help employees manage out-of-pocket expenses
Benefit Resource Inc.
FEBRUARY 2, 2023
Employees have a better chance of managing out-of-pocket spending when they understand how their out of pocket expenses can be reduced and what type of savings will come along with that. To help you get started, here are 6 tips to help employees manage their out-of-pocket expenses. Healthy employees are productive employees.
Hoops HR
HR Lineup
MARCH 10, 2023
Hoops HR is a cloud-based human resources management software designed to help small and mid-sized businesses streamline their HR processes. The software offers a range of features including applicant tracking, onboarding, time and attendance, benefits administration, performance management, and more.
401(k) 130
130 
Flimp Launches New Brand, Website and Benefits Comms Solutions
Flimp Communications
JULY 22, 2024
Underpinning Flimp Campaigns’ managed-service offerings are three advanced cloud-technology platforms: Flimp Canvas for digital-content creation, Flimp Connect for text and email campaign delivery, and Flimp Decisions for benefits decision support. .
Top 4 reasons why you should add a dependent eligibility audit to your benefits strategy
WEX Inc.
JANUARY 15, 2025
By confirming youre only covering eligible expenses, you maintain compliance with insurance carrier eligibility requirements while minimizing litigation risks and reducing stop-loss exposure. Reduce HR teams workload Dependent management can be a difficult and time-consuming task if youre doing it all on your own.
Your 5-Day Plan to Learning Facebook
HR Bartender
FEBRUARY 12, 2015
For example, I follow my insurance carrier. It can be a professional association like the Association for Training and Development (ATD), the Society for Human Resource Management (SHRM) , or the National Association of African American Human Resources (NAAAHR). I also follow HP for Business because I use their printers.
“Mastering Wellness Benefits Communication” Webinar for HR and Benefits Leaders
Flimp Communications
JANUARY 7, 2025
Benefits and Compensation Manager, Ken’s Foods A benefits expert with over 20 years of experience, Jennifer manages comprehensive programs that support both employees and organizational goals. Jennifer Wright , Sr.
Workers’ compensation for remote employees: a guide
Insperity
SEPTEMBER 17, 2020
It’s best to collect the employee’s report about their injury as soon as possible after the incident and to pass it along to your insurance carrier promptly. That pace allows the insurance adjuster and the employee to have their follow-up discussions while the facts are still fresh.
The Lost Receipt
Benefit Resource Inc.
JANUARY 11, 2023
Check with your Insurance Carrier. Your insurance carrier is generally able to provide you with an Explanation of Benefits (EOB) for any services that have run through your insurance. If you did not receive an EOB automatically by mail, you can also contact the carrier and request to have one sent to you.
Gig economy explained: Pros, cons, future outlook
Business Management Daily
JULY 17, 2024
Their employment isn’t exactly stable, but the freedom they have to manage their schedule has some serious appeal. Reduced exposure to legal liability : If a contractor damages a customer’s property while performing work requested by a company, the contractor’s insurance carrier is responsible for making the customer whole.
Food 52
52 
Popular virtual care options for today’s workforce
Insperity
JANUARY 24, 2023
If employees can better manage their health and avoid using urgent care centers and ERs unless necessary, it can help businesses better control benefits costs. Wellness apps As part of your company’s wellness program , you can offer virtual resources for managing a healthy lifestyle proactively in a DIY, self-directed way.
The Value of Modified Duty Programs – Ask #HR Bartender
HR Bartender
SEPTEMBER 1, 2016
She’s the author of two books: “ From Workers Comp Claimant to Valued Employee ” and “The Injury Management Challenge.”. I’ve had the opportunity to work with Margaret while serving on the Society for Human Resource Management (SHRM) special expertise panels and I’m grateful that she dropped everything to share her knowledge with us.
Professional Employer Organization (PEO): Right for Your Business?
Business Management Daily
SEPTEMBER 16, 2024
Through co-employment agreements, PEOs outsource vital HR solutions like: Payroll processing Benefits administration Risk management Onboarding Workforce management Performance management These are only a few HR services that PEOs offer, and they come at a fraction of the cost of hiring an internal HR department.
How to lower employee stress about health insurance
Insperity
MARCH 29, 2022
At a high level, employees might be directed to the: HR benefits specialist Professional employer organization (PEO) service team or dedicated HR specialist (if your company outsources certain HR functions to a PEO, and the PEO provides benefits to your employees) Contact center or member services at the insurance carrier.
What is an insurance broker? Navigating coverage choices
Higginbotham
JULY 2, 2024
An insurance broker serves as an intermediary between insurance companies and their clients, helping individuals and businesses find, secure and maintain the best possible coverage. The Role of an Insurance Broker Insurance brokers help guide clients through the complexities of the insurance process.
Narrow Networks, Tiered Plans May Reduce Costs
InterWest Insurance Services
DECEMBER 2, 2022
The key for employers grappling with these higher costs is how they can reduce their impact by switching up plan offerings and choosing plans that do a good job of managing specialty drug costs, which have been spiraling over the last decade. Other cost-saving measures.
Illness or Injury: How Your Business Can Protect Your Employees
InterWest Insurance Services
JULY 26, 2022
The employer reports income information to the disability insurance carrier. Portability is an important feature, because disability insurance can be difficult to qualify for on the individual market. Portability is an important feature, because disability insurance can be difficult to qualify for on the individual market.
Health Insurance Resources for Those Affected by the California Fires 2025
CorpStrat
JANUARY 10, 2025
Here is how CorpStrat can help: CorpStrat is working with employers and employees to share how health insurance companies are helping those affected by the fires. Insurance carriers have staffed hotlines to help. If youre in a care management program and need to reach them, the contact number is 833-285-4030.
Future-ready HR: The versatility of full-service PEO partnerships
Insperity
JANUARY 4, 2024
This can hold your business back and allow opportunities for costly missteps, incidents of noncompliance, risk exposure or even poor people management to happen. An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee.
Vacant Buildings Pose Risks, Insurance Challenges
InterWest Insurance Services
NOVEMBER 8, 2022
If you are faced with the possibility that one of your properties is going to suddenly be vacant, you should take a look at your property insurance policy to see if it has a vacancy exclusion and if so, what it says. If the building will stay vacant or unoccupied, you should notify the insurance carrier.
Insurance 98
98 
How Can Workers’ Compensation Claims be Managed?
Insperity
FEBRUARY 14, 2011
Organizations need to learn to manage workers’ compensation claims. Organizations with organized claims and disability management programs have lower rates of lost work time, reduced costs, and less attorney involvement in their workers’ compensation claims. Claims management. Why is this important?
3 Proven Ways to Reduce Your Workers’ Compensation Costs
Insperity
NOVEMBER 19, 2014
Your workers’ compensation insurance carrier – Many carriers provide fee-inclusive safety consultation services to their customers. See the Society for Human Resource Management (SHRM) return-to-work policy template for an example of how to build your program. Manage relations with injured employees.
What is a loss run? Understanding your claims history
Higginbotham
APRIL 25, 2024
Request a loss run report by contacting your insurance broker so they can get in touch with your insurance carrier or ask your insurance company directly. You may even be able to request a loss run online if your insurance broker or company has an online portal. Refining risk management strategies.
Employee Benefits Providers: What Employers Need to Know
Empuls
AUGUST 28, 2024
Employee benefits providers are organizations that specialize in designing, administering, and managing employee benefits packages on behalf of employers. These providers handle the complex tasks of negotiating with insurance companies, managing enrollment processes, and ensuring compliance with regulations.
Stop-loss Insurance Changes Create Hurdles for Employers
Corporate Synergies
MARCH 2, 2020
When catastrophic claims rise, stop-loss insurance carriers take notice. The post Stop-loss Insurance Changes Create Hurdles for Employers appeared first on Corporate Synergies. Here’s a game plan for plan sponsors.
Insurance 52
52 
Are Level Funded Health Plans Your New Benefits Alternative?
PeopleStrategy
OCTOBER 17, 2023
They are a hybrid approach to providing healthcare coverage that combines elements of traditional fully-insured plans with those of self-funded plans. With a level funded plan, your business pays a fixed monthly amount (a level fee, similar to a premium) to an insurance carrier or third-party administrator.
Employer Reporting on Prescription Drug Pricing Due By 12/27
Griffin Benefits
OCTOBER 1, 2022
Finally, short-term limited duration insurance (which is typically an individual market product) is also exempt. Practical Challenges Fully-insured employers may contract with their insurance carriers to provide prescription drug reporting on their behalf.
State of the market: Rising home and auto insurance rates
Higginbotham
MAY 28, 2024
This can translate into more expensive home insurance claims for insurance carriers – and higher premiums for homeowners. With the recent steep drop in the housing supply and surge in home prices, the insurance industry has needed to adjust premiums upwards to cover the increased cost of home repairs, remodels and replacements.
Insurance 52
52 
How would a government funded COBRA subsidy work?
Benefit Resource Inc.
MARCH 5, 2021
The employer would be responsible for working with insurance carriers to pay monthly invoices. One way employers can prepare is to ensure their current COBRA solution is flexible enough to manage more complicated elements of the process. How you can be proactive.
Government 74
74 
Survey: Employers See Value In Integrated Employee Benefits
Wellable
NOVEMBER 30, 2020
The vast majority (71%) of these employers are integrating the health benefits with a single insurance carrier rather than using technologies to connect multiple carriers.
3 Critical Keys to Negotiating Benefit Renewals
Corporate Synergies
NOVEMBER 5, 2018
Knowing how to approach the annual renewal with health insurance carrier, pharmacy benefits manager (PBM) and other players can help the savvy employer save some money while maintaining the same level of benefits as before. A good carrier relationship can help you come to an agreement when negotiating benefit renewals.
Can you switch car insurance at any time?
Higginbotham
DECEMBER 22, 2022
There are many different reasons for switching car insurance companies: Reason #1: To save money on car insurance premiums. You might want to switch if you find a better deal with a different auto insurance company. Some people decide to bundle their homeowners and auto coverage to streamline account management.
Insurance 52
52 
How to reduce workers’ compensation costs: 3 proven strategies
Insperity
FEBRUARY 12, 2019
When drafting it, be sure to incorporate their seven core elements of recommended practices for health and safety programs: Management leadership: Make safety and health a core organizational value, establish safety and health goals and objectives and communicate them, provide adequate resources and support for the program and set a good example.
Is your employee wellness program up to par?
Insperity
JULY 5, 2022
Their benefits include: Healthier employees, which can help companies contain health insurance costs Less absenteeism and, therefore, greater productivity Higher morale A sense among employees that their employer cares about them in a holistic manner – beyond their functional role at work – which can strengthen loyalty and improve retention.
Our Take on the CVS Health Hubs Concept
Corporate Synergies
JUNE 10, 2019
“Our Take” is Corporate Synergies commentary on employee benefits and insurance topics that are in the news. Since CVS announced its plans to buy insurance carrier Aetna in December 2017, many experts, including ours , speculated how the acquisition and other similar ones would change healthcare. RELATED TOPICS.
How employers can leverage kidnap and ransom insurance to protect employees
Higginbotham
AUGUST 27, 2024
K&R Insurance Carriers May Not Cover Risky Regions The U.S. Furthermore, insurance carriers may not cover a destination if it is on the “Do Not Travel” list. We can help protect your business and employees with commercial insurance and risk management solutions, including kidnap and ransom insurance.
Insurance 52
52 
COVID litigation, lessons for businesses from the courtroom
Business Management Daily
MAY 5, 2021
Work with your state’s insurance carrier. The post COVID litigation, lessons for businesses from the courtroom appeared first on Business Management Daily. Both cases allege gross or wanton negligence, which puts the cases outside the workers’ comp system. Customer and family exposure is murkier.
Let the benefits renewal process begin
PeopleStrategy
JUNE 15, 2020
Brokers should have established relationships with several different insurance carriers and present multiple options to meet your goals and objectives. Trying to manage open enrollment with paper or an unreliable, standalone benefits administration platform will cause many headaches you don’t need.
Let's personalize your content