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NJ Supreme Court to Review Workplace Insurance Exclusion

Workers' Compensation

The court determined that the insurance company’s Employer's Liability EII exclusion clearly and unambiguously excluded coverage for "any and all intentional wrongs within the exception allowed by N.J.S.A. The court distinguished the case from prior cases, New Jersey Manufacturers Insurance v. Delta Plastics Corp., 2d 477 (N.J.

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Insurance for classic cars and car collections

Higginbotham

Spare Parts Coverage: This coverage is particularly important for classic car owners who may need to source rare and expensive Original Equipment Manufacturer (OEM) or fabricated parts for maintenance and restoration. Talk to a classic car insurance specialist to learn how Higginbotham can help you secure coverage for your classic auto.

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What is product liability insurance?

Higginbotham

Product liability insurance can offer important protection for businesses involved in the manufacturing, distribution or sale of products. Learn More About Manufacturing Insurance What does product liability insurance cover? Product liability insurance can provide important protections for manufacturing companies.

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Navigating business insurance for clinical trials

Higginbotham

This is when clinical trial insurance can supply a safety net for trial sponsors, investigators and participants. Who needs clinical trial insurance? These stakeholders may be exposed to various risks during the trial phases, making insurance coverage crucial for their protection.

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Electric car insurance: Costs, coverage and tips

Higginbotham

This higher cost of repair and labor can mean higher costs for insurance carriers in the event of a claim. Because of this risk, electric vehicle drivers may have to pay a higher insurance premium, regardless of their driving record. Remember, bundling discounts can differ among insurance carriers.

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Hybrid car insurance costs: What drivers need to know

Higginbotham

Remember to inform your insurer about your hybrid’s safety features, as this knowledge may translate to lower premiums. Work with an insurance broker who can do the quote shopping and leverage their insurance carrier relationships to help you secure the best possible coverage.

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How to get a contractor’s license

Higginbotham

Manufactured Housing. Indiana leaves licensing rules and regulations to the city and municipal governments, except for plumbers and manufactured home installers. Show proof of workers compensation insurance to the Workers Compensation Board. Workers’ compensation must be obtained from a private insurance carrier.