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Fully Insured vs Self-Insured vs Level-Funded: What Does It All Mean To The Small Employer?

Fringe Benefit Analysts

Premium Rates Because an insurance carrier must obey simple math in order to function, it needs to bring in at least as much in premiums as it costs to pay the incurred medical claims (and the employees of the insurance carrier often want to take home paychecks, too). What Is Pooling?

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Your Staff Are Susceptible to Medical Identity Theft

InterWest Insurance Services

Medical-related identity theft accounted for 43% of all identity theft in the United States in 2020, according to the Identity Theft Resource Center. And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. This includes: Health insurance enrollment forms.

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PlanSource

HR Lineup

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

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What is a benefits broker and how can they simplify employee benefits?

Higginbotham

This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

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Can an employee be terminated while on medical leave?

Business Management Daily

However, one situation that often comes with a cloud of confusion is whether an employee can be terminated while on medical leave. Medical leave-related termination is a sensitive situation because employees on medical leave receive protection by numerous laws at the federal and state level that you have to consider.

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Your 2025 benefits compliance checklist: What you need to know

WEX Inc.

Dependent eligibility audits are essential for maintaining adherence to insurance carrier requirements and minimizing potential litigation. The IRS requires this testing for Section 125 plans, HRAs, FSAs, and self-insured medical plans. December 31, 2025: Complete end-of-year testing for compliance.

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Flimp Launches New Brand, Website and Benefits Comms Solutions

Flimp Communications

Flimp Decisions helps employees choose best-fit medical and voluntary benefit plans in just a few minutes, without providing any personally identifiable information. Flimp Decisions includes PLANselect, employer plan analytics and a reporting dashboard — all tools are built to help employees and HR teams navigate open enrollment decisions.