InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 96

Insurance Carriers Taxes Employee Enrollments Health Insurance 96

InterWest Insurance Services

JULY 26, 2022

According to a recent survey, four in 10 American workers live paycheck to paycheck. You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Tax-deductible premiums.

Disability Insurance 95

Disability Insurance Insurance Carriers Insurance Deductible 95

HR Bartender

SEPTEMBER 1, 2016

Any thoughts about using off-site, non-profits or charities to accommodate modified duty for an injured worker? a national workers’ compensation and human resources consulting company. She’s the author of two books: “ From Workers Comp Claimant to Valued Employee ” and “The Injury Management Challenge.”.

Insurance Carriers 70

Insurance Carriers Workers’ Compensation Human Resources Insurance 70

InterWest Insurance Services

MARCH 3, 2023

workers are not spending a significant amount of time researching health plans during open enrollment, including: Satisfaction with their plan — The study found that 90% of employees were satisfied or somewhat satisfied with their employer’s open enrollment process. workers were enrolled in them. In 2022, 32% were.

Insurance Carriers 98

Insurance Carriers Deductible Deductions Education 98

InterWest Insurance Services

DECEMBER 9, 2021

Here are the rules that will sunset at the end of 2021: Allowing employees who had declined group health insurance for the 2021 plan year to sign up for coverage. The ACA requires that the coverage is “affordable” for the worker, which is set as a percentage of their household income.

Health Insurance 98

Health Insurance Insurance Insurance Carriers Deductible 98

InterWest Insurance Services

NOVEMBER 22, 2022

.” These global reinsurance giants have seen their profits erode substantially in the last few years due to the rising cost of natural catastrophes around the world, forcing them to increase what they charge insurance carriers. These moves are trickling down into the primary insurance market in the form of further rate increases.

Insurance Carriers 98

Insurance Carriers Insurance Deductible Deductions 98

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 101

Insurance Carriers Workers’ Compensation Professional Employer Organization Insurance 101

Insperity

FEBRUARY 14, 2011

Organizations need to learn to manage workers’ compensation claims. Organizations with organized claims and disability management programs have lower rates of lost work time, reduced costs, and less attorney involvement in their workers’ compensation claims. Lower loss costs means lower workers’ compensation costs.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Management Medical 40

InterWest Insurance Services

DECEMBER 2, 2022

Insurance carriers have been trying out new approaches to controlling costs, while improving health outcomes for their plan enrollees. Talk to us about finding health plans that are offering different structures for addressing costs while also improving care for your workers. Other cost-saving measures.

Insurance Carriers 97

Insurance Carriers Insurance Hospitality Consulting 97

Insperity

NOVEMBER 19, 2014

If you’re looking for ways to save on workers’ compensation insurance, you’re well aware of the direct costs that you pay in premiums. But what you may not have considered are the indirect costs of on-the-job accidents and injuries, which go beyond what you pay for workers’ compensation insurance. Return-to-Work Program.

Workers’ Compensation 48

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 48

InterWest Insurance Services

MARCH 15, 2022

Also, since thieves will sometimes steal mail from mailboxes, you can recommend that your workers sign up for paperless communications from their insurer. Any of the above documents should be shredded when it’s time to replace or discard them. How to identify fraud.

Medical 98

Medical Health Insurance Insurance Carriers Insurance 98

The Workcomp Writer

MAY 17, 2022

The appellate court added, however, that the trial court should also have required the carrier to pay its proportionate share of the non-attorney’s fee expenses associated with securing the malpractice settlement. In its letters, it asserted its subrogation rights pursuant to the Texas Workers’ Compensation Act. Insurance Co.

Workers’ Compensation 85

Workers’ Compensation Insurance Carriers Medical Deductions 85

The Workcomp Writer

AUGUST 13, 2024

Burnett sought workers’ compensation benefits with the employer’s Vermont insurance carrier, which denied the claim citing a lack of jurisdiction. 616(a) was ambiguous and must be interpreted in context with other provisions of the Workers’ Compensation Act. Burnett appealed to the Vermont Department of Labor.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Insurance Employment 40

Florida Workers' Comp

FEBRUARY 8, 2022

The allegation is of misrepresentation and the inappropriate collection of only $1,700 in workers' compensation benefits. The motivation was essentially "so that he could stay home from work and collect workers' compensation for months." And, some may think that words like "fraud," "millions" and similar make for good headlines.

Workers’ Compensation 80

Workers’ Compensation Insurance Carriers Hospitality Government 80

Workers' Compensation

MARCH 26, 2024

The New Jersey Superior Court, Appellate Division, ruled that a third-party lien can remain unresolved until the workers’ compensation claim is adjudicated. Joseph filed a workers’ compensation action against NJ Transit and a third-party action against the tortfeasor involved in the accident (the “underlying action”). NJ Transit).

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

Workers' Compensation

JUNE 21, 2022

The US Supreme Court (SCOTUS) declined to review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. Therefore, the individual States will remain the authority on whether reimbursement for medical marijuana will be permitted in a workers' compensation claim.

Medical 64

Medical Workers’ Compensation Insurance Carriers Government 64

Higginbotham

APRIL 25, 2024

Request a loss run report by contacting your insurance broker so they can get in touch with your insurance carrier or ask your insurance company directly. You may even be able to request a loss run online if your insurance broker or company has an online portal. What types of business insurance use loss runs?

Insurance Carriers 52

Insurance Carriers Insurance Workers’ Compensation Consulting 52

Business Management Daily

SEPTEMBER 16, 2024

Let’s say you want to provide dental and vision insurance for your employees. You bring this up to your PEO, but the insurance carriers they work with don’t offer dental or vision insurance, so there’s little you can do about it.

Professional Employer Organization 52

Professional Employer Organization Employment Taxes Payroll 52

Benefit Resource Inc.

MARCH 5, 2021

Various forms of legislation have been proposed, including the Worker Health Coverage Protection Act and the American Rescue Plan Act. The employer would be responsible for working with insurance carriers to pay monthly invoices. Both are currently under review by Congress, with a decision expected as early as next week.

Government 74

Government Insurance Carriers Taxes Insurance 74

Hppy

APRIL 12, 2022

Below are the five steps to take after your worker gets injured on the job: 1. For instance, you should go to the accident scene with the safety officer to take the injured worker to a safe area and ask the other employees to clear the vicinity. File A Workers’ Compensation Claim. Investigate The Accident.

Insurance Carriers 36

Insurance Carriers Workers’ Compensation Medical Insurance 36

Workers' Compensation

AUGUST 13, 2024

The NJ Supreme Court will review whether a workers’ compensation insurance company has a duty to defend an employer against personal injury claims brought by the employer’s employee under an employer's liability insurance policy. The insurance company denied coverage based on the policy's "Employer's Liability EII exclusion."

Insurance 52

Insurance Workers’ Compensation Insurance Carriers Manufacturing 52

The Workcomp Writer

OCTOBER 3, 2024

District Court for the District of Colorado, the Supreme Court of Colorado held that an employee who receives workers’ compensation benefits for injuries caused by an underinsured third-party tortfeasor is not barred from pursuing further recovery from his or her employer’s UM/UIM insurer [ Klabon v. Defendant: Travelers Prop.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

Higginbotham

MAY 28, 2024

The construction industry is currently experiencing a deficit of skilled workers. This can translate into more expensive home insurance claims for insurance carriers – and higher premiums for homeowners. Work with an Insurance Broker. Low Housing Inventory.

Insurance 52

Insurance Insurance Carriers Construction Medical 52

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Port Authority of N.Y. and N.J. ,

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

Insperity

JULY 5, 2022

The COVID-19 pandemic and all the stressors placed on workers during this tumultuous time have highlighted how critical mental health , work-life balance and overall wellbeing are. Often, this type of tool is available via your company’s health insurance carrier.

Employee Wellness 120

Employee Wellness 401(k) PTO Insurance Carriers 120

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.”

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

CorpStrat

JULY 10, 2024

Your call might involve benchmarking, a review or your culture, workers preferences, surveying employee opinion on benefit choices, and understanding the cost sharing structure that you currently offer to your team – which can drive net costs to you as an employer. There’s no additional charge for our services. Call or email us.

Insurance Carriers 52

Insurance Carriers Insurance Payroll Employee Benefits 52

Business Management Daily

FEBRUARY 26, 2020

Various federal and state laws apply, including your state’s workers’ compensation rules, the FMLA and the ADA. Workers’ compensation absences. Employees who are injured at work are eligible for workers’ compensation benefits. For example, many injured workers can perform other work while recovering.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Medical Insurance 52

Workers' Compensation

MAY 31, 2022

The US Supreme Court (SCOTUS) is scheduled to conference the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The petitioner further argues that Minnesota’s workers’ compensation system does not facilitate access to marijuana. 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

Workers' Compensation

JANUARY 8, 2024

The case involved a worker who was injured when opening an electrical panel in the course of his employment. ORDER NOW Gelman on Workers' Compensation Law 3rd Ed. The exclusion is embodied in the Employer’s Liability EII exclusion.” Superior Court of New Jersey, Appellate Division. 2024 Update In Press.

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Workers' Compensation

MAY 16, 2022

The US Government filed an amicus curiae brief requesting that the US Supreme Court (SCOTUS) not review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The US Government was invited to submit a brief by SCOTUS. Mendota Heights Dental Center, et al., 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

Workers' Compensation

JANUARY 5, 2022

A recent study provides a potential opportunity for employers and insurance companies to reduce their risk exposure through early sequencing and treatment proactively. Background The workers’ compensation system faces an enormous challenge in 2022 as the novel consequences of the most recent surge of SARS-CoV-2 infection engulf the nation.

Family and Medical Leave Act 64

Family and Medical Leave Act Workers’ Compensation Pharmaceutical Medical 64

Higginbotham

DECEMBER 14, 2023

While electric cars generally require fewer repairs than gas-powered vehicles, the cost of replacement parts and labor for EVs can be higher due to the need for specialized worker training, scarcity of parts and potential supply chain issues. Remember, bundling discounts can differ among insurance carriers.

Insurance 52

Insurance Insurance Carriers Technology Taxes 52

The Workcomp Writer

JANUARY 24, 2023

Background Connelly was a passenger in a vehicle driven by her co-worker Trezona during the course and scope of their employment when Trezona negligently caused an accident, injuring Connelly. Both companies denied the claim, maintaining Connelly’s exclusive remedy lay with the the Act. Smallwood , 308 S.C. 471, 419 S.E.2d

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

Insperity

SEPTEMBER 14, 2021

As a co-employer, the PEO you choose will ultimately take responsibility for payroll processing, providing workers’ compensation insurance coverage, providing an employee benefits package and a host of other sensitive human resources (HR) and administrative tasks. What carriers or third-party administrator (TPA) does the PEO use?

Professional Employer Organization 92

Professional Employer Organization Employment Insurance Taxes 92

Workers' Compensation

DECEMBER 28, 2021

The legislation also permanently prohibits insurance carriers from imposing geographic or technological restrictions on the provision of telehealth services, as long as the services being provided meet the same standard of care as if the services were delivered in person. Recommended Citation: Gelman, Jon L.,

Workers’ Compensation 59

Workers’ Compensation Insurance Carriers Healthcare Technology 59

The Workcomp Writer

FEBRUARY 1, 2022

Workers’ Comp. Since the employer’s outlay for workers’ compensation benefits exceeded the $150,000 held in escrow, all the funds (after payment of litigation expenses) had to be paid over to the employer. According to Claimant, the employer’s accrued workers’ compensation lien in the amount of $327,861.85, represented 17.3

Workers’ Compensation 56

Workers’ Compensation Insurance Carriers Deductible Deductions 56