Workers' Compensation

AUGUST 13, 2024

The NJ Supreme Court will review whether a workers’ compensation insurance company has a duty to defend an employer against personal injury claims brought by the employer’s employee under an employer's liability insurance policy. The insurance company denied coverage based on the policy's "Employer's Liability EII exclusion."

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Insurance Workers’ Compensation Insurance Carriers Manufacturing 52

Higginbotham

JUNE 28, 2024

Homeowners’ insurance can help protect your house from perils like theft or fire, but what about flood water that enters your home? Do I need flood insurance? Flood insurance isn’t a niche product for the select few; it’s a valuable safeguard for homeowners, renters and business owners across the country.

Insurance 52

Insurance Insurance Carriers Out of Pocket Cost Deductions 52

Higginbotham

JULY 9, 2024

This is when clinical trial insurance can supply a safety net for trial sponsors, investigators and participants. Who needs clinical trial insurance? These stakeholders may be exposed to various risks during the trial phases, making insurance coverage crucial for their protection. What does clinical trial insurance cover?

Insurance 52

Insurance Insurance Carriers Pharmaceutical Medical 52

Higginbotham

MAY 28, 2024

In recent years, home and car owners across the United States have been facing an uncomfortable reality: rising insurance rates. In this article, we’ll explore why home and auto insurance rates are rising and ways you can help mitigate this increase. Why are car insurance rates going up? Why are home insurance costs increasing?

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Insurance Insurance Carriers Construction Medical 52

Higginbotham

JULY 25, 2024

To help mitigate the risks associated with breaching any representations and warranties, both buyers and sellers may turn to representations and warranties insurance (RWI), a specialized business insurance policy that’s designed to help safeguard against inaccuracies made in statements during the M&A transaction process.

Insurance 52

Insurance Insurance Carriers Finance Taxes 52

Higginbotham

AUGUST 20, 2024

Construction equipment insurance provides important coverage when events like these occur. Also called contractors equipment insurance, construction equipment insurance can provide coverage if a covered piece of equipment is lost, damaged or destroyed in a covered peril. Is your insurance coverage sufficient?

Construction 52

Construction Insurance Insurance Carriers Deductions 52

Higginbotham

AUGUST 9, 2024

To protect their personal assets against such lawsuits, board members should make sure they’re protected with nonprofit board insurance. D&O insurance can help cover defense costs, along with settlements and judgements. Confirm the nonprofit maintains sufficient D&O insurance.

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Insurance Insurance Carriers Government Consulting 52

Higginbotham

DECEMBER 14, 2023

As electric vehicles continue to surge in popularity, the need for comprehensive and cost-efficient electric car insurance has never been more important. Now, get ready to learn about coverage options, factors affecting insurance costs and tips for saving on your electric car insurance.

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Insurance Insurance Carriers Taxes Technology 52

InterWest Insurance Services

OCTOBER 1, 2024

Both can result in one or more of the following: The claim being denied, Settlement costs exploding, Your premium increasing substantially or Your insurer non-renewing your coverage. Filing an accident claim late can make it harder to reach a resolution, and it could lead to the insurer denying the claim.

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Insurance Carriers Management Insurance Transportation 82

InterWest Insurance Services

NOVEMBER 8, 2022

This can lead to costly problems and loss of insurance coverage. Insurance implications. If a building is actively occupied and someone conducts business there, the risks of vandalism and what insurers term “malicious mischief” against that property are relatively low. The dangers.

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Insurance Insurance Carriers Utilities Management 86

Higginbotham

JUNE 7, 2024

Product liability insurance can offer important protection for businesses involved in the manufacturing, distribution or sale of products. Learn More About Manufacturing Insurance What does product liability insurance cover? Who needs product liability insurance?

Insurance 52

Insurance Manufacturing Food Insurance Carriers 52

Insperity

MARCH 29, 2022

Health insurance is often the biggest-ticket item in any company’s benefits package, and the cost of health insurance rises on average each year , historically. Companies spend a lot of money, time and effort to make their benefits competitive and provide quality group health insurance plans to employees.

Health Insurance 96

Health Insurance Insurance Insurance Carriers Education 96

Higginbotham

MAY 8, 2024

An RV is both a vehicle and a vacation home and while this dual usage makes it a practical option for those who want to explore on the open road, it can also create an insurance conundrum. If something goes wrong, what type of insurance will you need? What is RV liability insurance? Is RV insurance a requirement?

Insurance 52

Insurance Insurance Carriers Medical IT 52

Higginbotham

DECEMBER 22, 2022

You need car insurance. Without coverage, you’d be in violation of auto insurance requirements in most states. However, if you’re unhappy with your current company, can you switch car insurance at any time? Why do people switch car insurance companies? Switching Car Insurance Companies After a Crash.

Insurance 52

Insurance Insurance Carriers Finance Management 52

Higginbotham

NOVEMBER 22, 2022

Insurance helps business owners cover their risks – but what if the risk is so great or unique that traditional insurance companies don’t want to cover it? When this happens, business owners may need to look beyond the admitted market to explore non-admitted carriers and the excess and surplus insurance market.

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Insurance Insurance Carriers IT 52

McDermott Will & Emery Employee Benefits

DECEMBER 7, 2021

Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. In this article published in PLANSPONSOR, McDermott Partner Erin Turley said such litigation continues to be a “major focus” in the fiduciary insurance marketplace.

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Insurance Insurance Carriers Retirement Plan Employee Benefits 52

InterWest Insurance Services

DECEMBER 9, 2021

In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. The CAA created a number of new requirements that affect health insurance and coverage. More guidance coming.

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Health Insurance Insurance Insurance Carriers Deductions 83

Employee Benefit News

SEPTEMBER 14, 2023

Emma Fox, managing partner at E Powered Benefits, is creating a healthcare plan that doesn't depend on insurance carriers.

Healthcare 105

Healthcare Insurance Carriers Insurance Management 105

Higginbotham

OCTOBER 29, 2024

Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs. Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

Higginbotham

FEBRUARY 21, 2024

Parents often buy life insurance for themselves to help safeguard their children’s futures. But, should they also buy life insurance for their kids? Although the idea of life insurance for children may sound unusual, it can serve some practical purposes and offer long-term benefits. Children may be able to lock in low rates.

Life Insurance 52

Life Insurance Insurance Insurance Carriers Medical 52

Higginbotham

APRIL 25, 2024

While your company is shopping for insurance coverage , you’re told you need a loss run report. Now you’re wondering: What is a loss run in insurance and how do you obtain one? Let’s dive into what a loss run is, how you can obtain a loss run for your business and the role that loss runs play in commercial insurance coverage.

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Insurance Carriers Insurance Workers’ Compensation Consulting 52

Higginbotham

APRIL 2, 2024

However, it also introduces new considerations in the realm of car insurance , where premiums for these innovative vehicles may diverge from those of traditional gas-powered cars. Hybrid car insurance rates are not arbitrary figures plucked from the air. Now, let’s look at how repair costs can influence hybrid car insurance rates.

Insurance 52

Insurance Insurance Carriers Technology Manufacturing 52

Corporate Synergies

MARCH 2, 2020

When catastrophic claims rise, stop-loss insurance carriers take notice. The post Stop-loss Insurance Changes Create Hurdles for Employers appeared first on Corporate Synergies. Here’s a game plan for plan sponsors.

Insurance 52

Insurance Insurance Carriers Employment Management 52

Higginbotham

JULY 25, 2023

When you run a business, one essential requirement for being fully prepared is the financial protection provided by commercial property insurance. Without commercial property insurance, the assets of the business – a building, furnishings, equipment and inventory – could be lost to a totally unexpected event. What risks are covered?

Insurance 52

Insurance Insurance Carriers Construction Deductions 52

Griffin Benefits

JUNE 22, 2022

Other employers, especially those who are self-funded, are conforming to this rule by accessing and posting links on their websites, which are being provided by insurance carriers or third-party administrators (TPAs) who are hosting these rates and historical payments on their own websites. In-Network Charges. WHAT TO DO NOW?

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Insurance Carriers Employment Insurance Taxes 79

The Workcomp Writer

OCTOBER 3, 2024

District Court for the District of Colorado, the Supreme Court of Colorado held that an employee who receives workers’ compensation benefits for injuries caused by an underinsured third-party tortfeasor is not barred from pursuing further recovery from his or her employer’s UM/UIM insurer [ Klabon v. Defendant: Travelers Prop. 30, 2024)].

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Employment 52

Higginbotham

DECEMBER 15, 2022

If you have a claims-made insurance policy, your insurer may have offered you tail insurance. But what is tail insurance? To understand why tail insurance is important, you first need to understand how liability coverage works in claims-made and occurrence policies. Claims-Made Policy vs. Occurrence Policy.

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Insurance Insurance Carriers Medical Retirement Plan 52

PeopleStrategy

OCTOBER 17, 2023

HR departments are charged not only with finding employees comprehensive and affordable benefits including health insurance coverage, but also watching their part of the overall company bottom line. This amount is calculated based on the employees’ expected healthcare costs, administrative fees, and a stop-loss insurance component.

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Insurance Carriers Healthcare Health Insurance Deductions 52

Benefit Resource Inc.

JANUARY 11, 2023

Check with your Insurance Carrier. Your insurance carrier is generally able to provide you with an Explanation of Benefits (EOB) for any services that have run through your insurance. If you did not receive an EOB automatically by mail, you can also contact the carrier and request to have one sent to you.

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Insurance Carriers Medical Insurance Retail 85

PeopleKeep

JANUARY 18, 2022

For many employers offering a group health insurance plan, adding a supplemental benefit in addition to the group plan can help offset your employees’ out-of-pocket costs. This is especially true with high deductible health plans (HDHPs) that require employees to pay a higher amount on their own before their insurance kicks in.

Out of Pocket Cost 90

Out of Pocket Cost Insurance Carriers Health Insurance Deductions 90

Higginbotham

SEPTEMBER 16, 2022

million RV owners, make sure you have the right RV insurance. Different types of RVs require different types of insurance. Motorhome Insurance Coverage Requirement. Car insurance is required under state law, and these car insurance requirements apply to motorhomes. RV Insurance Coverages for Trailers.

Insurance 52

Insurance Insurance Carriers Finance Electronics 52

InterWest Insurance Services

NOVEMBER 22, 2022

Commercial insurance companies are raising rates in most of their lines to account for increasing claims as well as the cost of claims, but another factor is forcing them to increase their rates further: reinsurance. When insurance companies underwrite policies, they will often not retain all of the risk. What’s happening.

Insurance Carriers 96

Insurance Carriers Insurance Deductions Deductible 96

Griffin Benefits

SEPTEMBER 5, 2023

As healthcare costs have risen rapidly in the last decade, employer-sponsored health insurance premiums have followed,1 affecting both organizations and employees. CLINICAL INFORMATICS FOR ALL Clinical informatics was once limited to large healthcare plans, which could access analytics and informatics through their insurance brokers.

Healthcare 90

Healthcare Insurance Carriers Pharmaceutical Medical 90

BerniePortal

SEPTEMBER 8, 2021

Be sure to check with your insurance carrier to see what employee benefits may be offered under your policy, and whether an EAP is available to you. Employee Assistance Programs are a valuable benefit that, as stated above, can be necessary for certain employees to receive the help they need.

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Insurance Carriers Insurance Employee Benefits Healthcare 90

HR Lineup

MAY 10, 2023

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

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401(k) Insurance Carriers Retirement Plan Disability Insurance 52

CorpStrat

JULY 10, 2024

The majority of US employers will be getting a very thick package in their inboxes from their insurance company in the next 60 to 90 days. Note that insurance companies are overwhelmed at this time of year too, so the sooner you get a planning and strategy done, the better your outcomes will be.

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Insurance Carriers Insurance Payroll Employee Benefits 52

Workers' Compensation

MARCH 26, 2024

NJ Transit’s workers’ compensation insurance carrier notified Joseph of its legal right to recover all money paid on his workers’ compensation claim from the third-party potentially liable for his injuries. Joseph settled with his uninsured motorist (UM) insurance carrier for $14,000 in the underlying action.

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