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Fully Insured vs Self-Insured vs Level-Funded: What Does It All Mean To The Small Employer?

Fringe Benefit Analysts

 Small employers looking for ways to control their group health insurance costs are more closely examining what it means to be “ fully insured.” What Is a Fully Insured Health Plan? These individuals or employers are then free to accept the new premium rates or shop around with other insurance carriers.

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At E Powered Benefits, Emma Fox is creating a new kind of healthcare plan

Employee Benefit News

Emma Fox, managing partner at E Powered Benefits, is creating a healthcare plan that doesn't depend on insurance carriers.

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5 ways insurance brokers benefit from working with a PEO

Insperity

Insurance brokers and professional employer organizations (PEOs) are supposed to be competitors, right? Working independently or as part of a larger brokerage group, brokers earn a commission on the insurance plans they sell to clients. PEOs, however, don’t sell insurance. Let’s explore how.

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Health Insurance Carriers to Begin Mailing Out Rebate Checks

BerniePortal

In 2021, many health insurance plans may be eligible for a rebate. Your organization may qualify if you've sponsored a fully-insured health plan in the past three years. What other factors are impacting your chances of receiving a rebate in 2021? Find out more.

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State Regulators Address Insurers’ Use of AI: 11 States Adopt NAIC Model Bulletin

McDermott Will & Emery Employee Benefits

In December 2023, the National Association of Insurance Commissioners (NAIC) adopted a Model Bulletin on the Use of Artificial Intelligence (AI) Systems by Insurers. The model bulletin reminds insurance carriers that they must comply with all applicable insurance laws and regulations (e.g.,

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Covid-19 Insurance Carrier FAQ

Total Employee Benefits

The post Covid-19 Insurance Carrier FAQ appeared first on Total Employee Benefits. Aetna Large Group (100+) COVID-19 FAQ interim FINAL.pdf. Aetna Small Group COVID-19 FAQ interim FINAL.pdf. CIGNA FAQ 1.pdf. CIGNA FAQ 2[2].pdf. UHC faqs-member_support_3-30_v2.

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What is a benefits broker and how can they simplify employee benefits?

Higginbotham

Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs. Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce.