InterWest Insurance Services

MARCH 3, 2023

workers are not spending a significant amount of time researching health plans during open enrollment, including: Satisfaction with their plan — The study found that 90% of employees were satisfied or somewhat satisfied with their employer’s open enrollment process. workers were enrolled in them. In 2022, 32% were.

Deductions 95

Deductions Deductible Insurance Carriers Education 95

Higginbotham

MAY 28, 2024

In recent years, home and car owners across the United States have been facing an uncomfortable reality: rising insurance rates. In this article, we’ll explore why home and auto insurance rates are rising and ways you can help mitigate this increase. Why are car insurance rates going up? Why are home insurance costs increasing?

Insurance 52

Insurance Insurance Carriers Construction Medical 52

InterWest Insurance Services

JULY 26, 2022

According to a recent survey, four in 10 American workers live paycheck to paycheck. You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. What it covers. What it covers.

Disability Insurance 75

Disability Insurance Insurance Carriers Insurance Deductions 75

InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 77

Insurance Carriers Taxes Employee Enrollments Health Insurance 77

HR Bartender

SEPTEMBER 1, 2016

Any thoughts about using off-site, non-profits or charities to accommodate modified duty for an injured worker? a national workers’ compensation and human resources consulting company. She’s the author of two books: “ From Workers Comp Claimant to Valued Employee ” and “The Injury Management Challenge.”.

Insurance Carriers 67

Insurance Carriers Workers’ Compensation Human Resources Insurance 67

Higginbotham

DECEMBER 14, 2023

As electric vehicles continue to surge in popularity, the need for comprehensive and cost-efficient electric car insurance has never been more important. Now, get ready to learn about coverage options, factors affecting insurance costs and tips for saving on your electric car insurance.

Insurance 52

Insurance Insurance Carriers Taxes Technology 52

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 97

Insurance Carriers Workers’ Compensation Insurance Professional Employer Organization 97

InterWest Insurance Services

DECEMBER 2, 2022

Compare insurance plans and providers. Also, plans can vary greatly among insurance plans and each insurer will have different deals to offer. Even your current slate of insurers may have plans that you are not offering. Other cost-saving measures.

Insurance Carriers 80

Insurance Carriers Insurance Hospitality Consulting 80

The Workcomp Writer

MAY 17, 2022

The appellate court added, however, that the trial court should also have required the carrier to pay its proportionate share of the non-attorney’s fee expenses associated with securing the malpractice settlement. In its letters, it asserted its subrogation rights pursuant to the Texas Workers’ Compensation Act. Insurance Co.

Workers’ Compensation 85

Workers’ Compensation Insurance Carriers Medical Deductions 85

Insperity

FEBRUARY 14, 2011

Organizations need to learn to manage workers’ compensation claims. Organizations with organized claims and disability management programs have lower rates of lost work time, reduced costs, and less attorney involvement in their workers’ compensation claims. Lower loss costs means lower workers’ compensation costs.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Management Medical 40

Higginbotham

APRIL 25, 2024

While your company is shopping for insurance coverage , you’re told you need a loss run report. Now you’re wondering: What is a loss run in insurance and how do you obtain one? Let’s dive into what a loss run is, how you can obtain a loss run for your business and the role that loss runs play in commercial insurance coverage.

Insurance Carriers 52

Insurance Carriers Insurance Workers’ Compensation Consulting 52

Workers' Compensation

MARCH 26, 2024

The New Jersey Superior Court, Appellate Division, ruled that a third-party lien can remain unresolved until the workers’ compensation claim is adjudicated. Joseph filed a workers’ compensation action against NJ Transit and a third-party action against the tortfeasor involved in the accident (the “underlying action”). NJ Transit).

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

Higginbotham

OCTOBER 29, 2024

Navigating employee benefits can be complex for employers, especially when balancing cost control with providing comprehensive offerings to workers. Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

Insperity

NOVEMBER 19, 2014

If you’re looking for ways to save on workers’ compensation insurance, you’re well aware of the direct costs that you pay in premiums. But what you may not have considered are the indirect costs of on-the-job accidents and injuries, which go beyond what you pay for workers’ compensation insurance. Return-to-Work Program.

Workers’ Compensation 47

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 47

Business Management Daily

MAY 5, 2021

Employee exposure is likely covered under worker’s comp. At the beginning of the pandemic, it was unclear whether workers could easily make a workers’ compensation claim. Generally, community-acquired illnesses like the flu or common cold aren’t covered by workers’ comp. Work with your state’s insurance carrier.

Family and Medical Leave Act 98

Family and Medical Leave Act Workers’ Compensation Insurance Carriers Paid Leave 98

Workers' Compensation Perspectives

APRIL 23, 2020

[Supplemental background for students of DMCCJ – Workers’ Compensation and Return to Work and DMCCL- Insurance and Other Benefits – Pacific Coast University for Workplace Health Sciences] Workers’ compensation insurers and legislators are taking the first steps in dealing with the COVID-19 crises.

Workers’ Compensation 40

Workers’ Compensation Insurance Family and Medical Leave Act Medical 40

Insperity

JULY 5, 2022

The COVID-19 pandemic and all the stressors placed on workers during this tumultuous time have highlighted how critical mental health , work-life balance and overall wellbeing are. Often, this type of tool is available via your company’s health insurance carrier. Employee wellness programs versus general benefits.

Employee Wellness 117

Employee Wellness 401(k) PTO Insurance Carriers 117

Insperity

SEPTEMBER 14, 2021

As a co-employer, the PEO you choose will ultimately take responsibility for payroll processing, providing workers’ compensation insurance coverage, providing an employee benefits package and a host of other sensitive human resources (HR) and administrative tasks. Is the plan fully insured, or self-funded?

Professional Employer Organization 89

Professional Employer Organization Employment Insurance Taxes 89

Workers' Compensation

JUNE 21, 2022

The US Supreme Court (SCOTUS) declined to review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. Therefore, the individual States will remain the authority on whether reimbursement for medical marijuana will be permitted in a workers' compensation claim.

Medical 64

Medical Workers’ Compensation Insurance Carriers Government 64

Corporate Synergies

NOVEMBER 13, 2018

Rising commercial vehicle insurance rates: yet another complication of driving in the corporate fast lane. When it comes to commercial vehicle insurance, it’s a rocky road. Many companies felt the shock of rising insurance rates in 2015, 2016 and 2017. Unfortunately, 2018 hasn’t been any better. Think of a rear end accident.

Insurance 9

Insurance Insurance Carriers Electronics Engineering 9

The Workcomp Writer

OCTOBER 3, 2024

District Court for the District of Colorado, the Supreme Court of Colorado held that an employee who receives workers’ compensation benefits for injuries caused by an underinsured third-party tortfeasor is not barred from pursuing further recovery from his or her employer’s UM/UIM insurer [ Klabon v. Defendant: Travelers Prop.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

The Workcomp Writer

AUGUST 13, 2024

Burnett sought workers’ compensation benefits with the employer’s Vermont insurance carrier, which denied the claim citing a lack of jurisdiction. 616(a) was ambiguous and must be interpreted in context with other provisions of the Workers’ Compensation Act. Burnett appealed to the Vermont Department of Labor.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Insurance Employment 40

Florida Workers' Comp

FEBRUARY 8, 2022

The allegation is of misrepresentation and the inappropriate collection of only $1,700 in workers' compensation benefits. The motivation was essentially "so that he could stay home from work and collect workers' compensation for months." And, some may think that words like "fraud," "millions" and similar make for good headlines.

Workers’ Compensation 80

Workers’ Compensation Insurance Carriers Hospitality Government 80

Benefit Resource Inc.

MARCH 5, 2021

Various forms of legislation have been proposed, including the Worker Health Coverage Protection Act and the American Rescue Plan Act. The employer would be responsible for working with insurance carriers to pay monthly invoices. Both are currently under review by Congress, with a decision expected as early as next week.

Government 74

Government Insurance Carriers Taxes Insurance 74

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Port Authority of N.Y. and N.J. , Super499 (App.

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

CorpStrat

JULY 10, 2024

The majority of US employers will be getting a very thick package in their inboxes from their insurance company in the next 60 to 90 days. Note that insurance companies are overwhelmed at this time of year too, so the sooner you get a planning and strategy done, the better your outcomes will be.

Insurance Carriers 52

Insurance Carriers Insurance Payroll Employee Benefits 52

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.”

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

Hppy

APRIL 12, 2022

Below are the five steps to take after your worker gets injured on the job: 1. For instance, you should go to the accident scene with the safety officer to take the injured worker to a safe area and ask the other employees to clear the vicinity. File A Workers’ Compensation Claim. Investigate The Accident.

Insurance Carriers 36

Insurance Carriers Workers’ Compensation Medical Insurance 36

Workers' Compensation

JANUARY 8, 2024

The case involved a worker who was injured when opening an electrical panel in the course of his employment. The trial judge found that “Hartford’s exclusion provision was unambiguous, stating “this insurance does not cover any and all intentional wrongs within the exception allowed by N.J.S.A. DELTA PLASTICS, 911 A. Daniels, 434 A.

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Business Management Daily

JULY 17, 2024

Everybody knows at least one gig worker—people who drive for Uber or Lyft, deliver food for DoorDash, freelance on Upwork, rent out rooms on Airbnb, or work a combination of jobs to piece an income together. Gig workers are also exposed to more legal liability. Still, some gig workers are fearless of the challenge.

Food 52

Food Insurance Carriers Salary Recruitment 52

Workers' Compensation

JANUARY 5, 2022

A recent study provides a potential opportunity for employers and insurance companies to reduce their risk exposure through early sequencing and treatment proactively. Background The workers’ compensation system faces an enormous challenge in 2022 as the novel consequences of the most recent surge of SARS-CoV-2 infection engulf the nation.

Family and Medical Leave Act 64

Family and Medical Leave Act Workers’ Compensation Pharmaceutical Medical 64

Workers' Compensation

MAY 31, 2022

The US Supreme Court (SCOTUS) is scheduled to conference the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The petitioner further argues that Minnesota’s workers’ compensation system does not facilitate access to marijuana. 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

Business Management Daily

FEBRUARY 26, 2020

Various federal and state laws apply, including your state’s workers’ compensation rules, the FMLA and the ADA. Workers’ compensation absences. Employees who are injured at work are eligible for workers’ compensation benefits. For example, many injured workers can perform other work while recovering.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Medical Insurance 52

The Workcomp Writer

JANUARY 24, 2023

Background Connelly was a passenger in a vehicle driven by her co-worker Trezona during the course and scope of their employment when Trezona negligently caused an accident, injuring Connelly. Both companies denied the claim, maintaining Connelly’s exclusive remedy lay with the the Act. Code Ann. § Smallwood , 308 S.C. 471, 419 S.E.2d

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

Workers' Compensation

MAY 16, 2022

The US Government filed an amicus curiae brief requesting that the US Supreme Court (SCOTUS) not review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The US Government was invited to submit a brief by SCOTUS. Mendota Heights Dental Center, et al., 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

The Workcomp Writer

FEBRUARY 1, 2022

Workers’ Comp. Since the employer’s outlay for workers’ compensation benefits exceeded the $150,000 held in escrow, all the funds (after payment of litigation expenses) had to be paid over to the employer. According to Claimant, the employer’s accrued workers’ compensation lien in the amount of $327,861.85, represented 17.3

Workers’ Compensation 56

Workers’ Compensation Insurance Carriers Deductions Deductible 56

Workers' Compensation

DECEMBER 28, 2021

“In response to the pandemic, the state put in place measures to increase access to telehealth to ensure patients could visit a doctor or other medical provider remotely to receive care,” said Department of Banking and Insurance Commissioner Marlene Caride. Telehealth Extended for Two Years in New Jersey, Workers' Compensation Blog (Dec.

Workers’ Compensation 59

Workers’ Compensation Insurance Carriers Healthcare Technology 59