Higginbotham

OCTOBER 29, 2024

Navigating employee benefits can be complex for employers, especially when balancing cost control with providing comprehensive offerings to workers. Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

Higginbotham

APRIL 25, 2024

While your company is shopping for insurance coverage , you’re told you need a loss run report. Now you’re wondering: What is a loss run in insurance and how do you obtain one? Let’s dive into what a loss run is, how you can obtain a loss run for your business and the role that loss runs play in commercial insurance coverage.

Insurance Carriers 52

Insurance Carriers Insurance Workers’ Compensation Consulting 52

Workers' Compensation

MARCH 26, 2024

The New Jersey Superior Court, Appellate Division, ruled that a third-party lien can remain unresolved until the workers’ compensation claim is adjudicated. Joseph filed a workers’ compensation action against NJ Transit and a third-party action against the tortfeasor involved in the accident (the “underlying action”). NJ Transit).

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

InterWest Insurance Services

NOVEMBER 22, 2022

Commercial insurance companies are raising rates in most of their lines to account for increasing claims as well as the cost of claims, but another factor is forcing them to increase their rates further: reinsurance. When insurance companies underwrite policies, they will often not retain all of the risk. What’s happening.

Insurance Carriers 94

Insurance Carriers Insurance Deductions Deductible 94

CorpStrat

JULY 10, 2024

The majority of US employers will be getting a very thick package in their inboxes from their insurance company in the next 60 to 90 days. Note that insurance companies are overwhelmed at this time of year too, so the sooner you get a planning and strategy done, the better your outcomes will be.

Insurance Carriers 52

Insurance Carriers Insurance Payroll Employee Benefits 52

InterWest Insurance Services

JULY 26, 2022

According to a recent survey, four in 10 American workers live paycheck to paycheck. You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. What it covers. What it covers.

Disability Insurance 71

Disability Insurance Insurance Carriers Insurance Deductions 71

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Port Authority of N.Y. and N.J. , Super499 (App.

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

Workers' Compensation

JANUARY 8, 2024

The case involved a worker who was injured when opening an electrical panel in the course of his employment. The trial judge found that “Hartford’s exclusion provision was unambiguous, stating “this insurance does not cover any and all intentional wrongs within the exception allowed by N.J.S.A. DELTA PLASTICS, 911 A. Daniels, 434 A.

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 97

Insurance Carriers Workers’ Compensation Insurance Professional Employer Organization 97

Hppy

APRIL 12, 2022

Below are the five steps to take after your worker gets injured on the job: 1. For instance, you should go to the accident scene with the safety officer to take the injured worker to a safe area and ask the other employees to clear the vicinity. File A Workers’ Compensation Claim. Investigate The Accident.

Insurance Carriers 36

Insurance Carriers Workers’ Compensation Insurance Medical 36

InterWest Insurance Services

MARCH 3, 2023

workers are not spending a significant amount of time researching health plans during open enrollment, including: Satisfaction with their plan — The study found that 90% of employees were satisfied or somewhat satisfied with their employer’s open enrollment process. workers were enrolled in them. In 2022, 32% were.

Deductions 92

Deductions Deductible Insurance Carriers Education 92

InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 72

Insurance Carriers Taxes Employee Enrollments Health Insurance 72

Workers' Compensation Perspectives

APRIL 23, 2020

[Supplemental background for students of DMCCJ – Workers’ Compensation and Return to Work and DMCCL- Insurance and Other Benefits – Pacific Coast University for Workplace Health Sciences] Workers’ compensation insurers and legislators are taking the first steps in dealing with the COVID-19 crises.

Workers’ Compensation 40

Workers’ Compensation Insurance Family and Medical Leave Act Medical 40

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.”

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

InterWest Insurance Services

MARCH 15, 2022

And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. If the thief’s health information is mixed with the victim’s, it could affect the medical care the victim is able to receive, or the health insurance benefits they are able to use. Alert your staff.

Medical 88

Medical Health Insurance Insurance Carriers Insurance 88

Insperity

FEBRUARY 12, 2019

Are you struggling with how to reduce workers’ compensation costs for your business? If not, do you understand the sizeable risk that workers’ compensation claims pose to your business, and do you have a plan in place for when these claims arise? That’s why controlling workers’ compensations costs is so important to your bottom line.

Workers’ Compensation 83

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 83

InterWest Insurance Services

DECEMBER 2, 2022

Compare insurance plans and providers. Also, plans can vary greatly among insurance plans and each insurer will have different deals to offer. Even your current slate of insurers may have plans that you are not offering. Other cost-saving measures.

Insurance Carriers 75

Insurance Carriers Insurance Hospitality Consulting 75

Workers' Compensation

JUNE 21, 2022

The US Supreme Court (SCOTUS) declined to review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. Therefore, the individual States will remain the authority on whether reimbursement for medical marijuana will be permitted in a workers' compensation claim.

Medical 64

Medical Workers’ Compensation Insurance Carriers Government 64

The Workcomp Writer

JANUARY 24, 2023

Background Connelly was a passenger in a vehicle driven by her co-worker Trezona during the course and scope of their employment when Trezona negligently caused an accident, injuring Connelly. Both companies denied the claim, maintaining Connelly’s exclusive remedy lay with the the Act. Code Ann. § Smallwood , 308 S.C. 471, 419 S.E.2d

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

Insperity

NOVEMBER 19, 2014

If you’re looking for ways to save on workers’ compensation insurance, you’re well aware of the direct costs that you pay in premiums. But what you may not have considered is the indirect costs of on-the-job accidents and injuries, which go beyond what you pay for workers’ compensation insurance.

Workers’ Compensation 89

Workers’ Compensation Insurance Carriers Consulting Insurance 89

Workers' Compensation

MAY 31, 2022

The US Supreme Court (SCOTUS) is scheduled to conference the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The petitioner further argues that Minnesota’s workers’ compensation system does not facilitate access to marijuana. 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

The Workcomp Writer

MAY 17, 2022

The appellate court added, however, that the trial court should also have required the carrier to pay its proportionate share of the non-attorney’s fee expenses associated with securing the malpractice settlement. In its letters, it asserted its subrogation rights pursuant to the Texas Workers’ Compensation Act. Insurance Co.

Workers’ Compensation 85

Workers’ Compensation Insurance Carriers Medical Deductions 85

The Workcomp Writer

JANUARY 4, 2024

On Tuesday, the Pennsylvania Commonwealth Court held that the Bureau of Workers’ Compensation (Bureau) Fee Review Hearing Office had improperly adopted the use of the so-called “Red Book,” published by IBM Health Watson, as the average wholesale price (AWP) to be used in resolving payment disputes over phamaceuticals [*Federated Ins.

Pharmaceutical 40

Pharmaceutical Insurance Carriers Workers’ Compensation Insurance 40

Workers' Compensation

MAY 16, 2022

The US Government filed an amicus curiae brief requesting that the US Supreme Court (SCOTUS) not review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The US Government was invited to submit a brief by SCOTUS. Mendota Heights Dental Center, et al., 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

Business Management Daily

JULY 17, 2024

Everybody knows at least one gig worker—people who drive for Uber or Lyft, deliver food for DoorDash, freelance on Upwork, rent out rooms on Airbnb, or work a combination of jobs to piece an income together. Gig workers are also exposed to more legal liability. Still, some gig workers are fearless of the challenge.

Food 52

Food Insurance Carriers Salary Recruitment 52

HR Bartender

SEPTEMBER 1, 2016

Any thoughts about using off-site, non-profits or charities to accommodate modified duty for an injured worker? a national workers’ compensation and human resources consulting company. She’s the author of two books: “ From Workers Comp Claimant to Valued Employee ” and “The Injury Management Challenge.”.

Insurance Carriers 66

Insurance Carriers Workers’ Compensation Human Resources Insurance 66

Florida Workers' Comp

FEBRUARY 8, 2022

The allegation is of misrepresentation and the inappropriate collection of only $1,700 in workers' compensation benefits. The motivation was essentially "so that he could stay home from work and collect workers' compensation for months." And, some may think that words like "fraud," "millions" and similar make for good headlines.

Workers’ Compensation 80

Workers’ Compensation Insurance Carriers Hospitality Government 80

Workers' Compensation

JANUARY 5, 2022

A recent study provides a potential opportunity for employers and insurance companies to reduce their risk exposure through early sequencing and treatment proactively. Background The workers’ compensation system faces an enormous challenge in 2022 as the novel consequences of the most recent surge of SARS-CoV-2 infection engulf the nation.

Family and Medical Leave Act 64

Family and Medical Leave Act Workers’ Compensation Pharmaceutical Medical 64

Business Management Daily

FEBRUARY 26, 2020

Various federal and state laws apply, including your state’s workers’ compensation rules, the FMLA and the ADA. Workers’ compensation absences. Employees who are injured at work are eligible for workers’ compensation benefits. For example, many injured workers can perform other work while recovering.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Medical Insurance 52

The Workcomp Writer

FEBRUARY 1, 2022

Workers’ Comp. Since the employer’s outlay for workers’ compensation benefits exceeded the $150,000 held in escrow, all the funds (after payment of litigation expenses) had to be paid over to the employer. According to Claimant, the employer’s accrued workers’ compensation lien in the amount of $327,861.85, represented 17.3

Workers’ Compensation 56

Workers’ Compensation Insurance Carriers Deductions Deductible 56

Insperity

SEPTEMBER 14, 2021

As a co-employer, the PEO you choose will ultimately take responsibility for payroll processing, providing workers’ compensation insurance coverage, providing an employee benefits package and a host of other sensitive human resources (HR) and administrative tasks. Is the plan fully insured, or self-funded?

Professional Employer Organization 89

Professional Employer Organization Employment Insurance Taxes 89

Insperity

NOVEMBER 19, 2014

If you’re looking for ways to save on workers’ compensation insurance, you’re well aware of the direct costs that you pay in premiums. But what you may not have considered are the indirect costs of on-the-job accidents and injuries, which go beyond what you pay for workers’ compensation insurance. Return-to-Work Program.

Workers’ Compensation 47

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 47

Benefit Resource Inc.

MARCH 5, 2021

Various forms of legislation have been proposed, including the Worker Health Coverage Protection Act and the American Rescue Plan Act. The employer would be responsible for working with insurance carriers to pay monthly invoices. Both are currently under review by Congress, with a decision expected as early as next week.

Government 74

Government Insurance Carriers Taxes Insurance 74

Fringe Benefit Analysts

MAY 8, 2022

These independent contractors advise employers and other sponsors of insurance plans, so they can research and choose the best plans for both the company and its employees. These tools simplify matters and reduce the amount of paperwork necessary to move forward with an insurance vendor.

Consulting 52

Consulting Employee Benefits Benefits Package Health Insurance 52

Business Management Daily

SEPTEMBER 16, 2024

For example, while some PEO companies only offer basic HR tasks like payroll services and compliance with tax laws, others provide more comprehensive service suites, including onboarding, health insurance, and administrative tasks. Let’s say you want to provide dental and vision insurance for your employees.

Professional Employer Organization 52

Professional Employer Organization Employment Taxes Payroll 52

Workers' Compensation

DECEMBER 28, 2021

“In response to the pandemic, the state put in place measures to increase access to telehealth to ensure patients could visit a doctor or other medical provider remotely to receive care,” said Department of Banking and Insurance Commissioner Marlene Caride. Telehealth Extended for Two Years in New Jersey, Workers' Compensation Blog (Dec.

Workers’ Compensation 59

Workers’ Compensation Insurance Carriers Healthcare Technology 59

Higginbotham

FEBRUARY 11, 2022

Most all insurance carriers are handling the coverage and availability requirements for their clients. Compensation is limited to $511 per day and $5,110 total per worker. Workers are also entitled to the leave if they or a family member they care for test positive for COVID-19. Employer Takeaway.

Paid Sick Leave 52

Paid Sick Leave Insurance Carriers Paid Leave Flexible Spending 52