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Highlights from an Estate Planning Seminar

Money Talk

I recently attended a local estate planning seminar geared for- and marketed to- older adults. In addition, he distributed a so-called “Consumer Survey” at the end, ostensibly to solicit feedback on the seminar but primarily to harvest participants’ personal information (e.g., Sadly, I found some. The title on assets (e.g.,

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Longevity Risk: Insights From Recent Seminars

Money Talk

Below are six take-aways about some recent seminars that I attended about longevity risk: Ticking Time Bomb - One speaker called longevity risk a “ticking time bomb” in financial planning. It is also a key financial risk for older adults (i.e.,

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Annuity Myths and Facts

Money Talk

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. No Federal Insurance - There is no federal government insurance for annuities as there is for bank products (FDIC) and investment products (SIPC).

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What does PEO stand for in HR?

HR Lineup

These services include HR consulting, payroll processing and tax filing, employees’ compensation insurance, safety, and risk management services, hiring across various jurisdictions, retirement vehicles, and more. Life insurance. Disability insurance. Accident insurance, and more. Educational assistance. Drug testing.

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Planning Ahead for Widowhood: Changed Income and Expenses

Money Talk

This post describes five changes in income and expenses that widowed persons can expect: Reduced Income - I heard this example at a recent seminar. This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance. Some estimates project a 20% to 30% drop, which can help offset a drop in income.

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5 Ways to Maximize Insurance Open Enrollment for Your Employees

Total Employee Benefits

Open enrollment is the period of time in which your employees can make changes to their insurance coverage. Conduct informative seminars and meetings to help employees stay up-to-date on all of their benefits. Consider offering new benefits, such as dental insurance or vision coverage, even if they are voluntary. Offer Options.

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Top 10 Employee Perks Programs for 2024

HR Lineup

They can range from traditional benefits like health insurance and retirement plans to more modern and creative offerings that cater to employees’ diverse needs and interests. In-House Training Programs: Offering workshops, seminars, and online courses on various topics to upskill employees.