Money Talk

SEPTEMBER 1, 2021

Below are 10 potential expenses for people who remain unvaccinated without a solid medical or other legal reason to do so. Cases have been reported of families swamped by medical expenses , getting hit with balance billing statements despite Congressional bans, and declaring bankruptcy to escape mounting medical expenses.

Hospitality 225

Hospitality Health Insurance Medical Life Insurance 225

HR Lineup

APRIL 11, 2023

Their global benefits services include health insurance, wellness programs , and assistance with medical emergencies and evacuations. For example, they recently launched their Aetna Virtual Care service, which provides employees with access to medical professionals via video chat, phone, or text message.

Retirement Plan 246

Retirement Plan Health and Welfare Health Insurance Benefit Providers 246

HR Lineup

NOVEMBER 30, 2021

Medical coverage, including dental and vision. Life insurance. Disability insurance. Accident insurance, and more. However, in the event of one, a PEO offers compensation insurance coverage to ensure you get the best medical service. Educational assistance. Drug testing. Retirement benefits.

Professional Employer Organization 245

Professional Employer Organization Human Resources Disability Insurance Insurance 245

Money Talk

JANUARY 4, 2023

Medical debt in collections that was subsequently repaid was removed from credit reports and Equifax reported a three-week credit scoring glitch. Insurance- Auto insurance premiums increased due to increased cost of repairs (labor), replacement parts, and car rentals and life insurance sales increased amid COVID fears.

Finance 244

Finance Banking Taxes Food 244

Flimp Communications

DECEMBER 19, 2019

When you stop and think about it, it’s not a big surprise that non-medical employee benefits keep employees happy. But slowly, more companies are realizing they can save money by offering perks like pet insurance and gym memberships. The bottom line for non-medical benefits is that they aid in both attracting and keeping talent.

Medical 84

Medical Employee Benefits Disability Insurance Benefits Package 84

Money Talk

MARCH 7, 2024

childcare, food, insurance, rent, utilities) ¨ Car accidents ¨ Disability ¨ Divorce ¨ Large home repairs (e.g., roof, furnace) ¨ Large out-of-pocket medical or dental bills ¨ Loss of a job ¨ property damage due to natural disasters ¨ Reduced income (e.g., certifications, degrees, and work experience) ¨ Strong social capital (e.g.,

Life Insurance 156

Life Insurance Government Medical Food 156

Higginbotham

JULY 23, 2024

One strategic solution that has gained prominence among businesses is corporate-owned life insurance (COLI). What is corporate-owned life insurance? Corporate-owned life insurance is a type of life insurance in which the company itself takes out a policy on the lives of its employees.

Life Insurance 52

Life Insurance Insurance Executive Compensation Taxes 52

Workplace Insight

OCTOBER 29, 2024

Group Life Insurance / Death In Service Also known as “Death In Service”, this insurance pays a lump sum to an employee’s family or loved ones should they pass away during their employment with you. Faster access to medical care means less time off work, which benefits both your team and your business. Why Offer It?

Insurance 59

Insurance Life Insurance Benefits Package Medical 59

Higginbotham

JUNE 15, 2023

Group life insurance is a type of life insurance policy that covers an affiliated group of individuals, typically the employees of a company or the members of an organization, who can be covered under a single master contract. What is group life insurance? What is group life insurance?

Life Insurance 52

Life Insurance Insurance Employment Medical 52

Higginbotham

FEBRUARY 21, 2024

Parents often buy life insurance for themselves to help safeguard their children’s futures. But, should they also buy life insurance for their kids? Although the idea of life insurance for children may sound unusual, it can serve some practical purposes and offer long-term benefits.

Life Insurance 52

Life Insurance Insurance Insurance Carriers Medical 52

HR Digest

MARCH 12, 2025

Think medical, dental, and vision insurance, often supplemented by wellness programs like mental health support or fitness stipends. Partially Taxable: Group-term life insurance over $50,000, for instance, has a taxable portion based on IRS tables. Compliance is non-negotiable.

401(k) 72

401(k) Health Insurance Taxes Retirement Plan 72

Money Talk

SEPTEMBER 12, 2024

This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance. In addition, older widowed persons who live alone may decide to get a medical alert system or a monitoring service that checks in on their well-being daily.

Pension 162

Pension Pension Benefit Taxes Entertainment 162

Higginbotham

MARCH 10, 2022

You’ve decided you need life insurance. Now you need to decide which type of life insurance you need. Life insurance policies aren’t all the same. So what’s the right life insurance policy for you? Term vs. Whole Life Insurance. Term Life Insurance: Pros and Cons.

Life Insurance 52

Life Insurance Insurance Medical IT 52

Achievers

FEBRUARY 2, 2021

Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses.

Employee Benefits 238

Employee Benefits Family and Medical Leave Act Employee Recognition Voluntary Benefits 238

Higginbotham

MAY 4, 2023

What is supplemental life insurance? It’s a type of life insurance policy that’s often available through work and provides additional coverage. What is supplemental life insurance? Supplemental life insurance fills in coverage gaps and provides additional life insurance coverage.

Life Insurance 52

Life Insurance Benefits Package Insurance Employee Benefits 52

Higginbotham

OCTOBER 29, 2024

Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

HR Lineup

JUNE 9, 2023

The health and wellness programs offered by PES Benefits encompass a wide range of services, including medical, dental, and vision coverage, as well as wellness initiatives such as fitness programs, preventive care, and mental health support.

Retirement Plan 130

Retirement Plan Flexible Spending Account Flexible Spending Life Insurance 130

HR Lineup

FEBRUARY 13, 2023

USI’s benefits offerings include a comprehensive suite of health insurance options, including medical, dental, and vision insurance. In addition, USI provides life insurance, short- and long-term disability insurance, and accidental death and dismemberment insurance to help protect employees and their families.

Employee Benefits 130

Employee Benefits Flexible Spending Account Disability Insurance Health Savings Account 130

Genesis HR Solutions

SEPTEMBER 22, 2020

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Disability.

401(k) 98

401(k) Employee Benefits roth 401(k) Disability Insurance 98

Employee Benefits

MAY 29, 2023

Life insurance. Healthcare and wellbeing Private medical insurance (PMI) scheme, employer-funded for all employees. Benefits on offer at XDesign: Pension and group risk Group personal pension (GPP) plan with salary sacrifice arrangement for all employees. Employer and employee contributions of 4%, matched up to 5%.

Pension 105

Pension Life Insurance Salary Employee Recognition 105

InterWest Insurance Services

AUGUST 15, 2024

And while drug costs are rising, some of the medications may actually reduce future health care costs for those taking them. Cost drivers Thanks to a continuing stream of pharmaceutical breakthroughs that are saving patients’ lives and/or improving their quality of life, insurers have to make coverage decisions.

Pharmaceutical 98

Pharmaceutical Health Insurance Medical Insurance 98

InterWest Insurance Services

AUGUST 6, 2024

And while drug costs are rising, some of the medications may actually reduce future health care costs for those taking them. Cost drivers Thanks to a continuing stream of pharmaceutical breakthroughs that are saving patients’ lives and/or improving their quality of life, insurers have to make coverage decisions.

Pharmaceutical 97

Pharmaceutical Health Insurance Medical Insurance 97

CorpStrat

FEBRUARY 12, 2024

This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. Protecting Your Business MVPs Most companies have health insurance to cover medical expenses and illnesses.

Disability Insurance 95

Disability Insurance Insurance Life Insurance Commissions 95

Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

Medical 52

Medical Family and Medical Leave Act Mining Healthcare 52

Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

Medical 52

Medical Family and Medical Leave Act Mining Healthcare 52

Insperity

NOVEMBER 26, 2024

Standard” benefits may include: Health, dental and vision insurance Retirement savings plan, with a company match Life insurance Disability insurance Workers’ compensation insurance Paid time off (PTO) – two weeks per year at a minimum, three weeks per year preferred.

Employee Benefits 72

Employee Benefits Family and Medical Leave Act PTO Flexible Spending Account 72

InterWest Insurance Services

JULY 18, 2024

According to the report, in 2023: Group term life insurance premiums increased 10% from the 2022 level. Group universal life and whole life were up 9%. Critical illness insurance premiums were up 7%. Hospital indemnity premiums were 6% higher. Arrangements will vary between employers.

Voluntary Benefits 97

Voluntary Benefits Hospitality Health Insurance Deductions 97

Employer Connection

JULY 15, 2022

A medical second opinion is all about patients being confident in the major decisions they are about to make after receiving a new medical diagnosis or when deciding about a treatment plan. Major medical health benefit plans administered by Star Marketing and Administration, Inc., or Trustmark Life Insurance Company.

Medical 40

Medical Life Insurance Insurance 40

InterWest Insurance Services

APRIL 11, 2024

Chamber of Commerce, found that firms with 100 or more workers to whom they offer group health benefits gained from increased productivity, reduced direct medical costs (for self-insured firms), tax benefits and improved retention and recruitment. The analysis by Avalare , a wellness plan provider, and commissioned by the U.S.

401(k) 93

401(k) Health Insurance Insurance Taxes 93

Employee Benefits

OCTOBER 11, 2023

It provides access to a healthcare cash plan , an employee assistance programme and life insurance for up to three people. Additional voluntary benefits include private medical insurance, payroll giving, bikes-for-work, critical illness cover, a cash plan upgrade options and the choice of two pension schemes.

Voluntary Benefits 105

Voluntary Benefits IT Life Insurance Pension 105

Employee Benefits

MAY 3, 2023

The bank offers a range of support services including access to Headspace, private medical insurance and partnering with the Bank Workers Charity. Metro Bank also recognises divorce and separation as a life event from a benefits perspective.

Banking 105

Banking Life Insurance Insurance Medical 105

WEX Inc.

OCTOBER 5, 2023

Here are some prime examples: Supplemental life insurance : This benefit allows you to bolster your life insurance coverage, ensuring your loved ones are well taken care of in case of the unexpected. They can genuinely improve your quality of life. Don't hesitate to ask questions and seek guidance.

Voluntary Benefits 98

Voluntary Benefits Life Insurance Health Insurance 98

Employer Connection

DECEMBER 19, 2022

Look to your group health benefit plan if covered employees indicate they are looking for a first-class medical second opinion. Employees covered under major medical plans administered by Star Marketing and Administration, Inc., have access to Included Health, a medical second opinion service. whether they need surgery.

Medical 40

Medical Life Insurance Insurance 40

InterWest Insurance Services

MARCH 22, 2022

Cafeteria plans are particularly good for participants who have regular expenses related to medical issues and childcare. Options can include: Health insurance, Voluntary benefits premiums (like vision and dental), Life insurance, 401(k), and. Flexible spending account. Flexible spending accounts.

Flexible Spending Account 96

Flexible Spending Account 401(k) Flexible Spending Deductions 96

InterWest Insurance Services

FEBRUARY 20, 2024

As health insurance costs have risen, more employers have started offering their employees this option as the upfront premiums are often lower than with other plans. HSAs are tax-advantaged accounts that allow enrollees to save up to pay qualified medical expenses.

Deductible 98

Deductible Deductions Out of Pocket Cost Health Savings Account 98

Employee Benefits

JUNE 28, 2023

Life insurance. Private medical insurance for senior leadership scheme, employer paid. Family friendly and work-life balance Flexibility when home working. Personal trainer and Yoga sessions, every week in worktime, employer paid. Personal nutrition programmes and training plans. Free eye test voucher.

Parental Leave 105

Parental Leave Pension Life Insurance Bonuses 105

InterWest Insurance Services

AUGUST 30, 2022

Furthermore, smaller employers are ramping up their benefits package to attract talent: Two-thirds of all employers nationwide with fewer than 100 employees are planning to add non-medical benefits to their compensation mix. The popularity of medical insurance is well established. Dental insurance. Life insurance.

Benefits Package 98

Benefits Package 401(k) Disability Insurance Health Insurance 98