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Annuity Myths and Facts

Money Talk

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. They are often bought with money from settlements, investment accounts, and pension plan lump sum distributions. Medicaid planning, 2.

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Make the Most of Free Money

Money Talk

Life Insurance - This is money transferred to a beneficiary via a deceased person’s life insurance policy. Like inheritances, life insurance is generally not subject to income tax. Inheritances are not considered taxable income by the federal government but earnings on inherited assets (e.g.,

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Top 7 Employee Benefits and Incentives

Employee Benefits

Workplace Pension A substantial pension plan with generous employer contributions represents one of the most valuable employee perks, ensuring a secure future in an employee’s retirement years. Selecting the best pension provider is essential to maximise the benefits for employees.

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36% will work past state pension age to cover daily expenses

Employee Benefits

More than a third (36%) of British employees will continue working past state pension age because they do not think their pension will cover their day-to-day expenses , according to research by Canada Life. The post 36% will work past state pension age to cover daily expenses appeared first on Employee Benefits.

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The benefits offered by XDesign

Employee Benefits

Benefits on offer at XDesign: Pension and group risk Group personal pension (GPP) plan with salary sacrifice arrangement for all employees. Life insurance. Healthcare and wellbeing Private medical insurance (PMI) scheme, employer-funded for all employees.

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The benefits offered by Fox Agency

Employee Benefits

Benefits on offer at Fox Agency: Pension Salary sacrifice pension arrangement; employees are automatically enrolled after three months’ service. Life insurance. Private medical insurance for senior leadership scheme, employer paid. Family friendly and work-life balance Flexibility when home working.

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Aster Group ensures its benefits align with employees’ needs

Employee Benefits

It provides access to a healthcare cash plan , an employee assistance programme and life insurance for up to three people. Additional voluntary benefits include private medical insurance, payroll giving, bikes-for-work, critical illness cover, a cash plan upgrade options and the choice of two pension schemes.