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What is a return of premium life insurance policy?

Higginbotham

If you outlive your life insurance policy, can you get your premiums back? However, a return of premium life insurance policy is the exception. This life insurance product allows policyholders to collect a refund of the premiums they have paid. These premiums are the cost of purchasing insurance.

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Are Your Benefits Enough to See Employees Through a Crisis?

InterWest Insurance Services

Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Meanwhile, six in 10 have no life insurance in place outside of the workplace. Are life insurance benefits adequate?

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Keep Track of Your Beneficiaries

Money Talk

Who is going to get what you someday leave behind in life insurance policies and/or tax-deferred retirement accounts? Beneficiary designations are important estate-planning tools and should not be overlooked to make sure your hard-earned money gets passed down to those you select to receive it.

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Annuity Myths and Facts

Money Talk

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. What Not to Do - Annuities are generally not appropriate for qualified retirement plans such as 401(k)s or IRAs. Medicaid planning, 2.

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4 considerations when choosing employee benefits for the first time

WEX Inc.

Assess your ability to cover the deductible before choosing this plan. Watch the video to hear more from our own Jason Cook about the retirement-planning potential of an HSA. Funds you or your employer contribute to your HSA can help with this. It ensures that your pets receive the care they need without straining your finances.

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Designing an Effective Total Compensation Report: Sample Templates and Tips

COMPackage

Indirect Pay: This includes all of the employee’s benefits, such as health insurance, retirement plans, paid time off, life insurance, and disability insurance.

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Best Global Benefits Services

HR Lineup

Employee benefits are non-wage compensations that are provided by employers to their employees, which may include health insurance, retirement plans, and vacation time. These services can include the provision of benefits such as health insurance, retirement plans , and other non-wage compensations.