Money Talk

MARCH 15, 2023

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. Look for an issuer that is highly rated by at least two insurance company rating firms (e.g., Best, Duff and Phelps, and Standard and Poor’s).

401(k) 244

401(k) Life Insurance Taxes Insurance 244

HR Lineup

NOVEMBER 30, 2021

These services include HR consulting, payroll processing and tax filing, employees’ compensation insurance, safety, and risk management services, hiring across various jurisdictions, retirement vehicles, and more. Life insurance. Disability insurance. Accident insurance, and more. Educational assistance.

Professional Employer Organization 245

Professional Employer Organization Human Resources Disability Insurance Insurance 245

Insperity

APRIL 16, 2015

This allows the PEO to handle functions such as payroll, benefits, tax remittance and related government filings. A PEO’s training services may also include live or virtual training seminars. Management of certain employee-related claims and provision of Employee Practice Liability Insurance (EPLI). Recruiting support.

Payroll 101

Payroll Flexible Spending Account Disability Insurance Insurance 101

Money Talk

SEPTEMBER 17, 2022

I recently attended a local estate planning seminar geared for- and marketed to- older adults. incorrect gift tax and estate tax exemptions from 2021). I took my survey with me and left the seminar shortly thereafter when the presenter started pitching various “combo packages” for legal documents. Sadly, I found some.

Life Insurance 245

Life Insurance Banking Taxes Finance 245

Money Talk

SEPTEMBER 12, 2024

This post describes five changes in income and expenses that widowed persons can expect: Reduced Income - I heard this example at a recent seminar. This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance. Examples include lawn mowing, tax preparation, and driving to an airport.

Pension 162

Pension Pension Benefit Taxes Entertainment 162

Money Talk

JULY 7, 2021

Below is a list of participants’ six most frequently mentioned concerns and suggested action steps from my class: Taxes in Retirement ¨ Hold assets (e.g., changes in insurers), if provided by a former employer ¨ Budget for health care costs in retirement (e.g.,

Deductions 100

Deductions Deductible Taxes Health Insurance 100

Business Management Daily

SEPTEMBER 15, 2021

Seminars on stress relief, sleep improvement, relaxation, and work-life balance. Organizations also frequently provide employees with free or low-cost life insurance. These allow employees to save for their golden years while enjoying tax benefits now. Reimbursement for meditation app subscriptions.

Benefits Package 52

Benefits Package Family and Medical Leave Act Health Insurance PTO 52