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Traditional vs. Roth 401(k) and how best to leverage an HSA

Employee Benefit News

Cash flow, tax bracket and timing of distributions will determine whether pretax or post-tax treatment of retirement savings makes more sense.

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Roth 401(k) vs. Roth IRA: What Is the Difference?

Patriot Software

Two common retirement plans for employees are individual retirement arrangement/account (IRA) plans and 401(k) plans. Maybe you are considering establishing a Roth, or post-tax contribution, retirement plan. What is the difference between Roth IRA […] READ MORE.

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What is a 401(k) Plan and How Does it Work?

HR Digest

In recent years, some employers have started to offer a Roth 401(k) option, which allows employees to contribute after-tax dollars to their accounts. The advantage of a Roth 401(k) is that withdrawals in retirement are tax-free, as long as certain conditions are met.

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5 Emerging Benefits Trends to Look for in 2025

Best Money Moves

The average employer matches 6% of an employee’s Traditional 401k and Roth 401k contributions. Retirement benefits trends may help move the needle In SHRMs Employee Benefits survey, more than 80% of employers said that retirement benefits were very or extremely important.

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Roth IRA vs 401(K): Which Should You Choose?

HR Digest

You can open a Roth IRA with any financial institution, including bank accounts, investment brokerages, and mutual funds. What is a 401(k) plan? A Roth 401(k) is an account in which contributions are taken directly from the paychecks of employees. It was established by the Taxpayer Relief Act of 1997.

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Introduction to 401(k)s for small businesses

Business Management Daily

It is worth noting that Simple 401(k)s do have lower contribution limits though, so employees may not be able to set aside as much as they would like. Roth 401(k). A Roth 401(k) is another option with different tax implications.

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Learn from payroll year-end mistakes or repeat them

Business Management Daily

HR: employee awards and prizes, including the value of gift cards, income from qualified equity grants and aggregate deferrals related to qualified equity grants as of the close of the calendar year.