Money Talk

APRIL 4, 2024

Every quarter, I like to review and summarize my notes from webinars I attended during the last three months. All other tax-deferred plans, like 401(k)s and the thrift savings plan (TSP), must have RMDs calculated separately. When you do a Roth conversion, you are front-loading taxes to avoid taxes at higher rates later.

401(k) 196

401(k) Taxes Finance Education 196

Money Talk

AUGUST 3, 2022

This phrase was designed to encourage investors to buy tax-free municipal bonds that provide a higher after-tax return than higher-yielding taxable bonds. In a more general way, the advertisement was also promoting the concept of tax-efficient investing. no tax for New Jersey residents on a New Jersey-issued bond).

Taxes 189

Taxes 401(k) Flexible Spending Account Deductible 189

Money Talk

AUGUST 8, 2024

With less than five months remaining in 2024, now is the time to begin serious tax planning for your 2024 income tax return. I recently attended a webinar with some tips for financial advisors about reviewing clients’ tax returns. Simply look at your 2023 tax return and divide your total tax owed by taxable income.

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Taxes Deductible Deductions Finance 176

Money Talk

MARCH 22, 2023

With 2022 income tax season well underway and almost three months already passed in 2023, now is an appropriate time to review some evergreen tax planning tools and techniques. A larger standard deduction means that taxpayers can shelter more income from income taxes. an elective surgery) that exceed 7.5%

Taxes 189

Taxes 401(k) Deductible Deductions 189

Money Talk

JUNE 5, 2024

I recently attended a webinar about women’s finances presented by the FINRA Investor Education Foundation in cooperation with the New York Public Library. The webinar began with a justification for focusing on financial planning for women. 57% of men) ¨ 59% of women feel anxious about their finances (vs. 52% of men) ¨ 48% of women (vs.

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401(k) Finance Taxes Utilities 313

Money Talk

OCTOBER 6, 2022

It’s that time again…time to recap “nuggets” from recent webinars and conferences that I attended. Tax Diversification- Ideally, retirees should have savings in tax-deferred, taxable, and tax-free accounts (e.g., Each has a different type of tax treatment. net investment income tax (NIIT).

Taxes 188

Taxes Finance Education Retirement Plan 188

Money Talk

JUNE 16, 2022

If you picture retirement planning and taxes as a Venn Diagram, there is lots of overlap between these two areas of personal finance. This is true both during one’s working years (when taxpayers are saving for retirement) and later, when people are older and withdrawing taxable income from tax-deferred accounts.

Taxes 188

Taxes 401(k) Retirement Plan Pension 188

McDermott Will & Emery Employee Benefits

APRIL 11, 2024

Taxes can have a significant impact on family offices, influencing decisions around structure, investing and overall planning strategies. McDermott’s Family Office Tax webinar series explores the latest trends and guidance on tax planning for family offices and identifies opportunities to optimize tax efficiency.

Taxes 105

Taxes Employee Benefits Executive Compensation Retirement Plan 105

Flimp Communications

FEBRUARY 25, 2025

As the April tax filing deadline is nearing, Americas employees let out a collective groan. This isnt a comment on the economy or current tax policies. Tax season has always arrived with a jolt. Tax filing forces people to honestly assess their incomes, savings plans, and progress toward their financial goals.

Taxes 69

Taxes Deductible Deductions Flexible Spending Account 69

Money Talk

JUNE 29, 2024

I recently attended a webinar about Social Security retirement and survivor benefits by OneOp with an emphasis on retirement and survivor benefits. Total FICA tax is 15.3% The 7.65% tax is divided: 6.2% quarters of coverage) when they work and pay FICA tax. is for Social Security and 1.45% for Medicare.

Taxes 135

Taxes Pension Finance Insurance 135

Money Talk

JANUARY 13, 2022

In this post, I continue my discussion of tips from webinars, podcasts, and virtual conferences that I heard during the last quarter of 2021. Think Tax Efficiency - Plan ahead to pay the least amount of taxes legally due on retirement savings. Tax efficiency can have a significant impact on portfolio longevity.

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Taxes Utilities Finance Banking 242

Money Talk

MARCH 28, 2024

I recently participated as a panelist for a webinar titled Math Matters in Life: Personal Finances and Future Success. An example is calculating 7% sales tax on a $30,000 car ($30,000 x.07 07 = $2,100). It does not endorse specific products or services and should not be construed as legal or financial advice.

Finance 135

Finance Education Taxes IT 135

WEX Inc.

JULY 30, 2024

This includes things such as consistency and engagement in meetings/webinars, bite-size educational content, and the biggest: engagement. It is not legal or tax advice. For legal or tax advice, you should consult your own legal counsel, tax and investment advisers. Want to know more about benefits budget conversation?

Taxes 98

Taxes Education Benefits Package Salary 98

Money Talk

APRIL 7, 2022

Earlier this year, I viewed two very different webinars about retirement. The second webinar by Retirement Researcher described six stages of retirement and a host of non-financial considerations. Financial Planning Take-Aways ¨ Tax Deferral ? However, taxpayers with tax-deferred retirement savings accounts (e.g.,

401(k) 189

401(k) Taxes Finance Education 189

Money Talk

APRIL 20, 2023

In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. Individual Retirement Account (IRA)- There are two types: traditional (funded with before-tax dollars) and Roth (funded with after-tax dollars). barn, silo, riding arena), farm equipment (e.g.,

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401(k) Pension Retirement Plan Taxes 246

Money Talk

JANUARY 19, 2022

In this post, I continue my discussion of tips from webinars, podcasts, and virtual conferences that I heard during the last quarter of 2021. Make Tax-Advantaged Gifts - Consider “bunching” charitable donations with other tax deductions (e.g., state income tax and local property tax) every so often (e.g.,

Flexible Spending Account 187

Flexible Spending Account Taxes Pension Deductible 187

Money Talk

JANUARY 4, 2023

Last month, I presented my eighth annual (2022) Personal Finance Year in Review webinar for OneOp. Taxes - The average income tax refund in 2022 was $3,039, but some families with advanced child tax credits faced tax payments. Some states held sales tax holidays in response to high inflation. in November.

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Finance Banking Taxes Food 244

Money Talk

APRIL 11, 2024

The 2023 income tax filing deadline is only days away (April 15, 2024 in most of the U.S.). It will be a busy weekend for many taxpayers and tax preparers who are filing tax returns or tax filing extensions. money that has been taxed) and can be withdrawn at any time for any reason tax-free and penalty-free.

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401(k) Taxes Retirement Plan Pension 185

Money Talk

OCTOBER 4, 2024

I recently presented a webinar for financial practitioners called Important Financial Transitions in Later Life. Changed Tax Withholding - Many older adults have multiple streams of income and must make sure that tax withholding/estimated payments are adequate to avoid underwithholding.

Finance 194

Finance Taxes IT 194

Money Talk

JULY 28, 2021

Last month, I wrote a blog post for the Military Families Learning Network about “nuts and bolts” of the advance child tax credit (ACTC). To recap, the ACTC is an advance payment of half of the expanded child tax credit (CTC) available under the American Rescue Plan. The remainder of the credit gets settled up on 2021 tax returns.

Taxes 100

Taxes Utilities Education IT 100

WEX Inc.

JANUARY 9, 2025

Host webinars, distribute user guides, or offer live Q&A sessions to help employees understand and use their benefits effectively. Providing ongoing education through newsletters, webinars, or workshops. It is not legal or tax advice. Sending reminders about key dates, such as HSA contribution deadlines.

Employee Benefits 52

Employee Benefits Health Savings Account Taxes Education 52

WEX Inc.

FEBRUARY 12, 2025

New regulations could affect everything from healthcare policies and labor laws to tax laws, all of which play a key role in benefits administration. Industry publications, webinars, and legal briefings are great resources to stay informed about new developments. It is not legal, tax or investment advice. With the 2024 U.S.

Healthcare 52

Healthcare Health Insurance Taxes Paid Leave 52

WEX Inc.

JANUARY 14, 2025

Schedule workshops or webinars to break down complex topics like: Health savings accounts (HSAs) Flexible spending accounts (FSAs) Retirement planning options Emphasize the total rewards picture Highlight how your benefits program fits into your companys total rewards strategy. It is not legal or tax advice.

Flexible Spending Account 52

Flexible Spending Account Health Savings Account Flexible Spending Retirement Plan 52

WEX Inc.

APRIL 22, 2025

Communicating the change Once the strategy is in place, clear communication is key to adoption and engagement: Introduce employees to the new benefits system : Proactively announce changes through multiple channels such as emails, webinars, and in-person meetings. It is not legal, tax or investment advice.

Payroll System 52

Payroll System Utilities Taxes Benefits Package 52

cipHR

FEBRUARY 24, 2022

With the current tax year ending, employers need to be aware of any legislative payroll updates and changes to payroll processes. This must-watch webinar will help your team prepare for those regulatory changes. Join CIPHR for a live webinar on Thursday 10 March as we explore: PAYE changes. Student loans. Employment Bill.

Taxes 40

Taxes Payroll Insurance Employment 40

Money Talk

OCTOBER 7, 2021

I recently attended several webinars and listened to several podcasts about issues related to retirement planning and personal finance issues in later life. COVID-19 Had Mixed Impacts - A webinar speaker described “push and pull” effects arising from the pandemic.

401(k) 130

401(k) Entertainment Taxes Retirement Plan 130

Money Talk

APRIL 28, 2022

Methods include webinars, podcasts, blogs, television and radio shows, print media, websites, and more. Health Savings Accounts - One study found that the tax savings on many employees’ contributions to a health savings account (HSA) increases wealth by more than an employer match on the same employees’ 401(k) contributions.

401(k) 186

401(k) Health Savings Account Finance Retirement Plan 186

cipHR

JANUARY 28, 2020

Join our upcoming webinar at 11am on Thursday 13 February as we discuss the intricacies of IR35. Don’t miss the chance to register for our upcoming webinar – in partnership with contractor accountancy experts Paystream – at 11am on Thursday 13 February, where we will be discussing the off-payroll working (IR35) rules and changes in detail.

Payroll 59

Payroll Taxes Insurance Employment 59

Best Money Moves

MARCH 30, 2023

Best Money Moves Sneak Peek: 2023 Financial Webinar Series. Get an inside look into Best Money Moves and catch a free preview of our 2023 Financial Webinar series. Best Money Moves takes financial education to the next level with free, monthly Webinars available to all users. Contact us and we’ll reach out to you soon.

Retirement Plan 59

Retirement Plan Finance Taxes Education 59

cipHR

SEPTEMBER 23, 2022

HR, payroll and learning software company Ciphr has unveiled its next five expert-led webinars, with topics from employment law and HR system selection to skills development and identity checking. To register for this webinar, taking place at 11am on Tuesday 27 September, please visit: [link].

IT 52

IT Payroll Media Software 52

Flimp Communications

NOVEMBER 8, 2024

Are employees using tax-advantaged accounts such as HSAs? As recounted in a SHRM article : “ created a new landing page with details about the option, started webinars about financial planning and sent direct mail pieces. How often do employees draw from their retirement accounts? How many employees are having their wages garnished?

Education 52

Education Finance Retirement Plan Banking 52

HR Lineup

MAY 11, 2023

Employers can choose from a range of pre-tax benefits, including health insurance, dental insurance, vision insurance, and other types of benefits. The platform provides webinars, guides, and other resources to help employers stay up-to-date with the latest trends and best practices in benefits administration.

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Flexible Spending Account Health Savings Account Benefits Package Flexible Spending 130

InterWest Insurance Services

AUGUST 29, 2024

In partnership, we are offering access to the upcoming complimentary webinar. SESSION DETAILS: The IRS provides several options for tax-favored reimbursement of different expenses, but the rules vary significantly between benefit options.

Taxes 52

Taxes Education Employee Benefits Insurance 52

HR Lineup

FEBRUARY 9, 2023

The platform also offers a flexible spending account (FSA) option, allowing employees to set aside pre-tax dollars for eligible medical and dependent care expenses. The platform also offers a wide range of resources, including tutorials, webinars, and articles, to help companies get the most out of their benefits offerings.

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Flexible Spending Account Comprehensive Benefits Flexible Spending Retirement Plan 130

HR Lineup

JULY 10, 2023

SurePayroll takes care of all aspects of payroll, from calculating and withholding taxes to managing direct deposits and generating pay stubs. The service automatically calculates tax obligations based on the latest federal, state, and local regulations, ensuring compliance and accuracy.

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Online Payroll Payroll Taxes Payroll Service 100

Employee Benefits

FEBRUARY 15, 2023

All charity partners were given access to a programme of non-financial assistance including funded apprenticeships, employee and volunteer skills-based courses and webinars, as well as Zurich’s personal development and wellbeing learning hub.

Finance 105

Finance Consulting Taxes Education 105

cipHR

SEPTEMBER 23, 2020

An integrated HR and payroll solution can store all sensitive data – for example, employees’ payroll numbers, tax information and personal contact details – in a single, secure system. Contact us at info@ciphr.com , call 01628 814242, or watch the webinar recording below. Greater data accuracy and security.

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Payroll Payroll System Taxes Employment 132